Campbell, NY—14821
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Campbell, NY
As of Oct '25, the median home price in Campbell, NY is $175,000, with a year-over-year change of -2.4%. This indicates that home prices in Campbell, NY are decreasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $175,000 | -2.4% |
| Single Family | $175,000 | -2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $131,000 | -3.0% |
3 Bed | $182,000 | -1.6% |
4 Bed | $230,000 | 0.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Campbell, NY
Campbell, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Campbell, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Campbell, NY is 94. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $329,000 | 6.0% |
Listing Count | 15 | -32.0% |
| Listings as % of Homes | 0.2% | -32.0% |
Days on Market | 94 | 11.0% |
Demographics — Campbell, NY
As of the latest ACS Survey released in 2023, Campbell, NY has a population of 3,020, which has decreased by -5.4% over the past 5 years. Campbell, NY is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 16.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,020 | -5.4% |
% Under 18 | 20.9% | 26.7% |
% Seniors | 23.4% | 21.2% |
% WFH | 4.2% | -2.3% |
% w/ College Degree | 16.0% | -13.5% |
As of the latest ACS Survey released in 2023, Campbell, NY is a predominantly white area, with 94.7% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Campbell, NY is black, making up 0.5% of the population. Foreign-born residents account for 0.3% of the population in Campbell, NY, and this percentage has decreased by 76.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | -1.5% |
% Black | 0.5% | 66.7% |
% Hispanic | 0.2% | -89.5% |
% Asian | 0.1% | -90.0% |
% Foreign Born | 0.3% | -76.9% |
Mortgage and Risk — Campbell, NY
According to HUD data as of 2023, there were 46 mortgage originations in Campbell, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Campbell, NY. Investor activity is low, as 0.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 46 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Campbell, NY
Campbell, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | N/A | N/A | $1,130 |
| 3 Bedroom | N/A | N/A | $1,460 |
| 4 Bedroom | N/A | N/A | $1,900 |
Affordability — Campbell, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $175,000 |
| Median Household Income | $76,800 |