Lowman, NY—14861
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lowman, NY
As of Oct '25, the median home price in Lowman, NY is $161,000, with a year-over-year change of -1.7%. This indicates that home prices in Lowman, NY are decreasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $161,000 | -1.7% |
| Single Family | $161,000 | -1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $128,000 | -1.5% |
3 Bed | $172,000 | -3.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lowman, NY
Lowman, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lowman, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Lowman, NY is 149. This is a increase of 154.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $65,000 | -92.0% |
Listing Count | 2 | -25.0% |
| Listings as % of Homes | 0.2% | -25.0% |
Days on Market | 149 | 154.0% |
Demographics — Lowman, NY
As of the latest ACS Survey released in 2023, Lowman, NY has a population of 1,360, which has increased by 3.5% over the past 5 years. Lowman, NY is a moderately popular place for families, as children make up 15.8% of the population. The area has a poorly educated workforce, with 14.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,360 | 3.5% |
% Under 18 | 15.8% | -6.5% |
% Seniors | 25.9% | 23.3% |
% WFH | 1.1% | -85.7% |
% w/ College Degree | 14.8% | 25.4% |
As of the latest ACS Survey released in 2023, Lowman, NY is a predominantly white area, with 94.7% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Lowman, NY is hispanic, making up 1.6% of the population. Foreign-born residents account for 1.6% of the population in Lowman, NY, and this percentage has increased by 6.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | -5.3% |
% Black | 0.9% | ∞% |
% Hispanic | 1.6% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.6% | 6.7% |
Mortgage and Risk — Lowman, NY
According to HUD data as of 2023, there were 57 mortgage originations in Lowman, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Lowman, NY. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Lowman, NY
Lowman, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,050 |
| 2 Bedroom | N/A | N/A | $1,380 |
| 3 Bedroom | N/A | N/A | $1,750 |
| 4 Bedroom | N/A | N/A | $1,850 |
Affordability — Lowman, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $161,000 |
| Median Household Income | $60,000 |