Rochester, PA—15074
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rochester, PA
As of Oct '25, the median home price in Rochester, PA is $143,000, with a year-over-year change of 0.4%. This indicates that home prices in Rochester, PA are flat. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $143,000 | 0.4% |
| Single Family | $153,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $108,000 | 0.0% |
3 Bed | $162,000 | 3.8% |
4 Bed | $186,000 | 3.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rochester, PA
As of July '25, Rentcast reports the average rent in Rochester, PA is $996, with a year-over-year rent change of 3.1%. Per bedroom, the median rent as of July '25 in Rochester, PA is studios: $1,010, 1-bedrooms: $808, 2-bedrooms: $976, 3-bedrooms: $1,450, 4-bedrooms: $1,600. The most common rental property sizes in Rochester, PA are 2-bedroom and 1-bedroom, accounting for 36.5% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $895 | $996 |
| Studio Rent | $780 | $1,010 |
| 1 Bed Rent | $815 | $808 |
| 2 Bed Rent | $975 | $976 |
| 3 Bed Rent | $1,450 | $1,450 |
| 4 Bed Rent | $1,600 | $1,600 |
% of Rental Stock
Property Listings — Rochester, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rochester, PA is 29. This is a decrease of -62.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $144,000 | 3.0% |
Listing Count | 26 | -26.0% |
| Listings as % of Homes | 0.5% | -26.0% |
Days on Market | 29 | -62.0% |
Demographics — Rochester, PA
As of the latest ACS Survey released in 2023, Rochester, PA has a population of 8,540, which has increased by 7.4% over the past 5 years. Rochester, PA is a moderately popular place for families, as children make up 16.3% of the population. The area has a poorly educated workforce, with 17.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,540 | 7.4% |
% Under 18 | 16.3% | -8.4% |
% Seniors | 21.3% | 14.5% |
% WFH | 8.6% | 126.3% |
% w/ College Degree | 17.3% | 21.0% |
As of the latest ACS Survey released in 2023, Rochester, PA is a predominantly white area, with 85.2% of the population identifying as white. The white population has grown by 0.4% in the last 5 years. The second most common race or ethnicity in Rochester, PA is black, making up 8.0% of the population. Foreign-born residents account for 1.8% of the population in Rochester, PA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.2% | 0.4% |
% Black | 8.0% | -3.6% |
% Hispanic | 0.9% | -67.9% |
% Asian | 0.5% | 25.0% |
% Foreign Born | 1.8% | 0.0% |
Mortgage and Risk — Rochester, PA
According to HUD data as of 2023, there were 119 mortgage originations in Rochester, PA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Rochester, PA. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 119 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Rochester, PA
As of 2024, the percent of homes in Rochester, PA under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Rochester, PA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 222 |
Total Units Section 8 | 87 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 80.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $45 | $815 | $860 |
| 2 Bedroom | $55 | $975 | $1,030 |
| 3 Bedroom | -$140 | $1,450 | $1,310 |
| 4 Bedroom | -$180 | $1,600 | $1,420 |
Affordability — Rochester, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $143,000 |
| Median Household Income | $52,300 |