Saint Marys, PA—15857
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Marys, PA
Saint Marys, PA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $135,000 | -3.1% |
| Single Family | $135,000 | -3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $114,000 | -6.6% |
3 Bed | $140,000 | -3.4% |
4 Bed | $142,000 | -2.1% |
| 5 Bed | $166,000 | -0.6% |
% of Housing Stock
Rental Trends — Saint Marys, PA
As of July '25, Rentcast reports the average rent in Saint Marys, PA is $720, with a year-over-year rent change of -33.9%. Per bedroom, the median rent as of July '25 in Saint Marys, PA is 2-bedrooms: $720. The most common rental property sizes in Saint Marys, PA are 1-bedroom and 2-bedroom, accounting for 34.2% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $720 | $720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $720 | $720 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Marys, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Marys, PA is 49. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $158,000 | 6.0% |
Listing Count | 42 | 37.0% |
| Listings as % of Homes | 0.3% | 37.0% |
Days on Market | 49 | -24.0% |
Demographics — Saint Marys, PA
As of the latest ACS Survey released in 2023, Saint Marys, PA has a population of 12,800, which has increased by 1.2% over the past 5 years. Saint Marys, PA is a moderately popular place for families, as children make up 18.1% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,800 | 1.2% |
% Under 18 | 18.1% | -3.2% |
% Seniors | 25.6% | 11.3% |
% WFH | 1.2% | -52.0% |
% w/ College Degree | 20.6% | -2.8% |
As of the latest ACS Survey released in 2023, Saint Marys, PA is a predominantly white area, with 93.2% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Saint Marys, PA is black, making up 1.7% of the population. Foreign-born residents account for 2.2% of the population in Saint Marys, PA, and this percentage has increased by 46.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.2% | -4.2% |
% Black | 1.7% | 750.0% |
% Hispanic | 1.6% | 45.5% |
% Asian | 0.3% | -70.0% |
% Foreign Born | 2.2% | 46.7% |
Mortgage and Risk — Saint Marys, PA
According to HUD data as of 2023, there were 179 mortgage originations in Saint Marys, PA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Saint Marys, PA. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 179 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Saint Marys, PA
Saint Marys, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 310 |
Total Units Section 8 | 310 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | $200 | $720 | $920 |
| 3 Bedroom | N/A | N/A | $1,240 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Saint Marys, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $135,000 |
| Median Household Income | $64,900 |