Transfer, PA—16154
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Transfer, PA
As of Oct '25, the median home price in Transfer, PA is $221,000, with a year-over-year change of -8.7%. This indicates that home prices in Transfer, PA are decreasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $221,000 | -8.7% |
| Single Family | $221,000 | -8.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $235,000 | -3.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Transfer, PA
Transfer, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Transfer, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Transfer, PA is 81. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $272,000 | -45.0% |
Listing Count | 7 | 35.0% |
| Listings as % of Homes | 0.7% | 35.0% |
Days on Market | 81 | -32.0% |
Demographics — Transfer, PA
As of the latest ACS Survey released in 2023, Transfer, PA has a population of 2,350, which has decreased by -4.4% over the past 5 years. Transfer, PA is a less popular place for families, as children make up 11.1% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,350 | -4.4% |
% Under 18 | 11.1% | -43.9% |
% Seniors | 26.9% | 43.9% |
% WFH | 4.9% | 512.5% |
% w/ College Degree | 19.5% | -16.3% |
As of the latest ACS Survey released in 2023, Transfer, PA is a predominantly white area, with 96.0% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Transfer, PA is hispanic, making up 2.4% of the population. Foreign-born residents account for 2.5% of the population in Transfer, PA, and this percentage has increased by 257.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.0% | -2.1% |
% Black | 0.5% | ∞% |
% Hispanic | 2.4% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.5% | 257.1% |
Mortgage and Risk — Transfer, PA
According to HUD data as of 2023, there were 18 mortgage originations in Transfer, PA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Transfer, PA. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 18 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Transfer, PA
Transfer, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 3.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | N/A | N/A | $1,340 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Transfer, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $221,000 |
| Median Household Income | $70,400 |