Templeton, PA—16259
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Templeton, PA
As of Oct '25, the median home price in Templeton, PA is $132,000, with a year-over-year change of -9.5%. This indicates that home prices in Templeton, PA are decreasing. According to Zillow, the 1-year price projection is -2.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $132,000 | -9.5% |
| Single Family | $133,000 | -9.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $103,000 | -14.9% |
3 Bed | $147,000 | -8.1% |
4 Bed | $170,000 | -10.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Templeton, PA
Templeton, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Templeton, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Templeton, PA is 139. This is a increase of 169.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $231,000 | -24.0% |
Listing Count | 5 | 56.0% |
| Listings as % of Homes | 0.2% | 56.0% |
Days on Market | 139 | 169.0% |
Demographics — Templeton, PA
As of the latest ACS Survey released in 2023, Templeton, PA has a population of 2,110, which has increased by 14.8% over the past 5 years. Templeton, PA is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 6.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,110 | 14.8% |
% Under 18 | 18.6% | -7.5% |
% Seniors | 21.4% | 10.9% |
% WFH | 5.1% | 142.9% |
% w/ College Degree | 6.4% | -24.7% |
As of the latest ACS Survey released in 2023, Templeton, PA is a predominantly white area, with 96.8% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Templeton, PA is hispanic, making up 2.0% of the population. Foreign-born residents account for 0.3% of the population in Templeton, PA, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.8% | -2.3% |
% Black | 0.0% | N/A |
% Hispanic | 2.0% | 400.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.3% | 50.0% |
Mortgage and Risk — Templeton, PA
According to HUD data as of 2023, there were 18 mortgage originations in Templeton, PA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Templeton, PA. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 18 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Templeton, PA
Templeton, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Templeton, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $132,000 |
| Median Household Income | $60,300 |