Erie, PA16508

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$161,000
6.5% YoY Growth
Median Household Income
$52,400
9.2% 5-Year Growth
Days on Market
32
14.0% Shorter than last year
Home Price Forecast
2.4%
Median Rent
$1,200
14.3% YoY Growth
1-Bed Rent
$675
15.2% YoY Growth
2-Bed Rent
$900
13.8% YoY Growth
3-Bed Rent
$1,300
41.5% YoY Growth

Property Listings — Erie, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Erie, PA is 32. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$179,000-4.0%
Listing Count
5348.0%
Listings as % of Homes0.4%48.0%
Days on Market
32-14.0%
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Demographics — Erie, PA

As of the latest ACS Survey released in 2023, Erie, PA has a population of 15,200, which has decreased by -5.5% over the past 5 years. Erie, PA is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,200-5.5%
% Under 18
23.2%0.9%
% Seniors
17.8%9.9%
% WFH
4.8%152.6%
% w/ College Degree
27.7%-1.1%
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As of the latest ACS Survey released in 2023, Erie, PA is a predominantly white area, with 80.1% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Erie, PA is black, making up 5.2% of the population. Foreign-born residents account for 2.5% of the population in Erie, PA, and this percentage has decreased by 53.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.1%-7.1%
% Black
5.2%-22.4%
% Hispanic
4.1%20.6%
% Asian
1.0%-41.2%
% Foreign Born
2.5%-53.7%
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Mortgage and Risk — Erie, PA

According to HUD data as of 2023, there were 259 mortgage originations in Erie, PA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Erie, PA. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
259
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Erie, PA

As of 2024, the percent of homes in Erie, PA under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Erie, PA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
111
Total Units Section 8
100
% Rentals under Section 8
3.7%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$125$675$800
2 Bedroom$140$900$1,040
3 Bedroom-$10$1,300$1,290
4 Bedroom-$240$1,650$1,410

Affordability — Erie, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$161,000
Median Household Income$52,400

Erie, PA — ZIP Code Boundary Map

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Frequently Asked Questions