Erie, PA16506

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$280,000
6.9% YoY Growth
Median Household Income
$84,000
32.6% 5-Year Growth
Days on Market
48
25.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$1,600
66.0% YoY Growth
1-Bed Rent
$725
14.9% YoY Growth
2-Bed Rent
$1,200
55.3% YoY Growth
3-Bed Rent
$1,600
2.8% YoY Growth

Property Listings — Erie, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Erie, PA is 48. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$330,000-1.0%
Listing Count
4911.0%
Listings as % of Homes0.3%11.0%
Days on Market
4825.0%
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Demographics — Erie, PA

As of the latest ACS Survey released in 2023, Erie, PA has a population of 24,200, which has remained stable by 0.3% over the past 5 years. Erie, PA is a moderately popular place for families, as children make up 20.9% of the population. The area has a moderately educated workforce, with 39.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,2000.3%
% Under 18
20.9%-3.7%
% Seniors
21.8%9.5%
% WFH
8.5%165.6%
% w/ College Degree
39.4%-4.6%
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As of the latest ACS Survey released in 2023, Erie, PA is a predominantly white area, with 88.1% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Erie, PA is asian, making up 4.5% of the population. Foreign-born residents account for 5.3% of the population in Erie, PA, and this percentage has increased by 15.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.1%-4.6%
% Black
2.0%0.0%
% Hispanic
1.8%-25.0%
% Asian
4.5%275.0%
% Foreign Born
5.3%15.2%
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Mortgage and Risk — Erie, PA

According to HUD data as of 2023, there were 416 mortgage originations in Erie, PA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Erie, PA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
416
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Erie, PA

As of 2024, the percent of homes in Erie, PA under the Section 8 program is 6.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Erie, PA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
215
Total Units Section 8
170
% Rentals under Section 8
6.0%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$345$725$1,070
2 Bedroom$190$1,200$1,390
3 Bedroom$130$1,600$1,730
4 Bedroom$280$1,600$1,880

Affordability — Erie, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$280,000
Median Household Income$84,000

Erie, PA — ZIP Code Boundary Map

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Frequently Asked Questions