Erie, PA16510

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$198,000
6.5% YoY Growth
Median Household Income
$64,900
25.5% 5-Year Growth
Days on Market
37
2.0% Longer than last year
Home Price Forecast
2.6%
Median Rent
$1,700
78.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,650
2.4% YoY Growth

Property Listings — Erie, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Erie, PA is 37. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$189,000-6.0%
Listing Count
5124.0%
Listings as % of Homes0.4%24.0%
Days on Market
372.0%
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Demographics — Erie, PA

As of the latest ACS Survey released in 2023, Erie, PA has a population of 25,200, which has decreased by -2.3% over the past 5 years. Erie, PA is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 25.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,200-2.3%
% Under 18
23.9%0.0%
% Seniors
18.7%13.3%
% WFH
9.3%287.5%
% w/ College Degree
25.9%9.7%
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As of the latest ACS Survey released in 2023, Erie, PA is a predominantly white area, with 80.2% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Erie, PA is black, making up 6.6% of the population. Foreign-born residents account for 7.8% of the population in Erie, PA, and this percentage has increased by 30.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.2%-3.4%
% Black
6.6%-25.0%
% Hispanic
6.0%17.6%
% Asian
4.4%131.6%
% Foreign Born
7.8%30.0%
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Mortgage and Risk — Erie, PA

According to HUD data as of 2023, there were 534 mortgage originations in Erie, PA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Erie, PA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
534
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Erie, PA

Erie, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
685
Total Units Section 8
135
% Rentals under Section 8
6.7%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$900
2 BedroomN/AN/A$1,170
3 Bedroom-$190$1,650$1,460
4 Bedroom-$670$2,250$1,580

Affordability — Erie, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$198,000
Median Household Income$64,900

Erie, PA — ZIP Code Boundary Map

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Frequently Asked Questions