Clearfield, PA—16830
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clearfield, PA
As of Oct '25, the median home price in Clearfield, PA is $128,000, with a year-over-year change of -3.0%. This indicates that home prices in Clearfield, PA are decreasing. According to Zillow, the 1-year price projection is -3.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $128,000 | -3.0% |
| Single Family | $128,000 | -1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clearfield, PA
As of July '25, Rentcast reports the average rent in Clearfield, PA is $850, with a year-over-year rent change of 21.4%. Per bedroom, the median rent as of July '25 in Clearfield, PA is studios: $1,100, 1-bedrooms: $800, 2-bedrooms: $867. The most common rental property sizes in Clearfield, PA are 2-bedroom and 3-bedroom, accounting for 39.1% and 28.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $800 | $850 |
| Studio Rent | $1,100 | $1,100 |
| 1 Bed Rent | $800 | $800 |
| 2 Bed Rent | $900 | $867 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clearfield, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Clearfield, PA is 48. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $162,000 | -17.0% |
Listing Count | 47 | -1.0% |
| Listings as % of Homes | 0.4% | -1.0% |
Days on Market | 48 | 16.0% |
Demographics — Clearfield, PA
As of the latest ACS Survey released in 2023, Clearfield, PA has a population of 13,700, which has increased by 2.4% over the past 5 years. Clearfield, PA is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 19.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,700 | 2.4% |
% Under 18 | 21.0% | 22.1% |
% Seniors | 21.7% | -8.1% |
% WFH | 7.6% | 181.5% |
% w/ College Degree | 19.2% | 11.6% |
As of the latest ACS Survey released in 2023, Clearfield, PA is a predominantly white area, with 95.4% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Clearfield, PA is hispanic, making up 1.1% of the population. Foreign-born residents account for 2.5% of the population in Clearfield, PA, and this percentage has increased by 257.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.4% | -3.0% |
% Black | 0.6% | 200.0% |
% Hispanic | 1.1% | 57.1% |
% Asian | 1.0% | 900.0% |
% Foreign Born | 2.5% | 257.1% |
Mortgage and Risk — Clearfield, PA
According to HUD data as of 2023, there were 212 mortgage originations in Clearfield, PA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Clearfield, PA. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 212 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Clearfield, PA
Clearfield, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 341 |
Total Units Section 8 | 149 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 96.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $800 | $730 |
| 2 Bedroom | $10 | $900 | $910 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Clearfield, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $128,000 |
| Median Household Income | $56,800 |