York, PA—17401
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — York, PA
As of Oct '25, the median home price in York, PA is $139,000, with a year-over-year change of 8.3%. This indicates that home prices in York, PA are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $139,000 | 8.3% |
| Single Family | $139,000 | 8.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $118,000 | 10.3% |
3 Bed | $133,000 | 6.4% |
4 Bed | $143,000 | 7.5% |
| 5 Bed | $143,000 | 10.0% |
% of Housing Stock
Rental Trends — York, PA
As of July '25, Rentcast reports the average rent in York, PA is $1,160, with a year-over-year rent change of 11.5%. Per bedroom, the median rent as of July '25 in York, PA is studios: $798, 1-bedrooms: $985, 2-bedrooms: $1,160, 3-bedrooms: $1,360, 4-bedrooms: $1,550. The most common rental property sizes in York, PA are 1-bedroom and 2-bedroom, accounting for 35.8% and 22.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,180 | $1,160 |
| Studio Rent | $755 | $798 |
| 1 Bed Rent | $900 | $985 |
| 2 Bed Rent | $1,180 | $1,160 |
| 3 Bed Rent | $1,300 | $1,360 |
| 4 Bed Rent | $1,500 | $1,550 |
% of Rental Stock
Property Listings — York, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in York, PA is 43. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 49.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $170,000 | 20.0% |
Listing Count | 49 | -7.0% |
| Listings as % of Homes | 0.4% | -7.0% |
Days on Market | 43 | -13.0% |
Demographics — York, PA
As of the latest ACS Survey released in 2023, York, PA has a population of 18,100, which has increased by 1.9% over the past 5 years. York, PA is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 15.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,100 | 1.9% |
% Under 18 | 22.4% | -27.3% |
% Seniors | 11.9% | 45.1% |
% WFH | 2.7% | 22.7% |
% w/ College Degree | 15.6% | 24.8% |
As of the latest ACS Survey released in 2023, York, PA is a predominantly hispanic area, with 39.3% of the population identifying as hispanic. The hispanic population has grown by 7.7% in the last 5 years. The second most common race or ethnicity in York, PA is white, making up 31.2% of the population. Foreign-born residents account for 13.8% of the population in York, PA, and this percentage has increased by 56.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 31.2% | 2.0% |
% Black | 26.7% | -12.7% |
% Hispanic | 39.3% | 7.7% |
% Asian | 0.4% | -63.6% |
% Foreign Born | 13.8% | 56.8% |
Mortgage and Risk — York, PA
According to HUD data as of 2023, there were 206 mortgage originations in York, PA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in York, PA. Investor activity is high, as 19.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 206 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 19.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — York, PA
As of 2024, the percent of homes in York, PA under the Section 8 program is 15.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in York, PA, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 819 |
Total Units Section 8 | 747 |
% Rentals under Section 8 | 15.6% |
% Occupied Section 8 | 84.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $900 | $930 |
| 2 Bedroom | -$20 | $1,180 | $1,160 |
| 3 Bedroom | $270 | $1,300 | $1,570 |
| 4 Bedroom | $130 | $1,500 | $1,630 |
Affordability — York, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $139,000 |
| Median Household Income | $41,600 |