York, PA—17402
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — York, PA
As of Oct '25, the median home price in York, PA is $318,000, with a year-over-year change of 4.8%. This indicates that home prices in York, PA are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $318,000 | 4.8% |
| Single Family | $327,000 | 4.8% |
| Condos | $244,000 | 3.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $228,000 | 5.6% |
3 Bed | $290,000 | 5.1% |
4 Bed | $416,000 | 5.1% |
| 5 Bed | $499,000 | 4.0% |
% of Housing Stock
Rental Trends — York, PA
As of July '25, Rentcast reports the average rent in York, PA is $1,520, with a year-over-year rent change of -3.8%. Per bedroom, the median rent as of July '25 in York, PA is 1-bedrooms: $1,280, 2-bedrooms: $1,380, 3-bedrooms: $1,790, 4-bedrooms: $2,720. The most common rental property sizes in York, PA are 2-bedroom and 1-bedroom, accounting for 51.8% and 24.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,280 |
| 2 Bed Rent | $1,400 | $1,380 |
| 3 Bed Rent | $1,720 | $1,790 |
| 4 Bed Rent | $2,650 | $2,720 |
% of Rental Stock
Property Listings — York, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in York, PA is 25. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $379,000 | 1.0% |
Listing Count | 89 | 17.0% |
| Listings as % of Homes | 0.4% | 17.0% |
Days on Market | 25 | -6.0% |
Demographics — York, PA
As of the latest ACS Survey released in 2023, York, PA has a population of 37,100, which has decreased by -1.1% over the past 5 years. York, PA is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 35.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,100 | -1.1% |
% Under 18 | 22.4% | 10.3% |
% Seniors | 20.3% | 2.0% |
% WFH | 12.9% | 163.3% |
% w/ College Degree | 35.3% | 19.7% |
As of the latest ACS Survey released in 2023, York, PA is a predominantly white area, with 75.9% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in York, PA is hispanic, making up 10.9% of the population. Foreign-born residents account for 7.1% of the population in York, PA, and this percentage has decreased by 9.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.9% | -1.4% |
% Black | 5.5% | -39.6% |
% Hispanic | 10.9% | 39.7% |
% Asian | 2.8% | -28.2% |
% Foreign Born | 7.1% | -9.0% |
Mortgage and Risk — York, PA
According to HUD data as of 2023, there were 527 mortgage originations in York, PA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in York, PA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 527 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — York, PA
As of 2024, the percent of homes in York, PA under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in York, PA, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 205 |
Total Units Section 8 | 105 |
% Rentals under Section 8 | 2.4% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $1,250 | $1,190 |
| 2 Bedroom | $80 | $1,400 | $1,480 |
| 3 Bedroom | $290 | $1,720 | $2,010 |
| 4 Bedroom | -$570 | $2,650 | $2,080 |
Affordability — York, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $318,000 |
| Median Household Income | $77,100 |