York, PA—17403
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — York, PA
As of Oct '25, the median home price in York, PA is $244,000, with a year-over-year change of 5.7%. This indicates that home prices in York, PA are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $244,000 | 5.7% |
| Single Family | $240,000 | 5.7% |
| Condos | $276,000 | 1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $194,000 | 6.6% |
3 Bed | $252,000 | 5.4% |
4 Bed | $337,000 | 4.7% |
| 5 Bed | $189,000 | 7.4% |
% of Housing Stock
Rental Trends — York, PA
As of July '25, Rentcast reports the average rent in York, PA is $1,310, with a year-over-year rent change of 5.6%. Per bedroom, the median rent as of July '25 in York, PA is studios: $1,510, 1-bedrooms: $999, 2-bedrooms: $1,330, 3-bedrooms: $1,500, 4-bedrooms: $1,490. The most common rental property sizes in York, PA are 1-bedroom and 2-bedroom, accounting for 38.7% and 25.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,310 |
| Studio Rent | $1,650 | $1,510 |
| 1 Bed Rent | $895 | $999 |
| 2 Bed Rent | $1,200 | $1,330 |
| 3 Bed Rent | $1,450 | $1,500 |
| 4 Bed Rent | $1,480 | $1,490 |
% of Rental Stock
Property Listings — York, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in York, PA is 38. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $292,000 | 23.0% |
Listing Count | 165 | 22.0% |
| Listings as % of Homes | 0.5% | 22.0% |
Days on Market | 38 | 6.0% |
Demographics — York, PA
As of the latest ACS Survey released in 2023, York, PA has a population of 40,300, which has increased by 1.6% over the past 5 years. York, PA is a moderately popular place for families, as children make up 21.1% of the population. The area has a moderately educated workforce, with 31.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 40,300 | 1.6% |
% Under 18 | 21.1% | -6.2% |
% Seniors | 17.3% | 13.1% |
% WFH | 12.0% | 233.3% |
% w/ College Degree | 31.8% | 16.9% |
As of the latest ACS Survey released in 2023, York, PA is a predominantly white area, with 60.0% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in York, PA is hispanic, making up 20.3% of the population. Foreign-born residents account for 9.6% of the population in York, PA, and this percentage has increased by 45.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.0% | -6.1% |
% Black | 13.8% | 0.7% |
% Hispanic | 20.3% | 6.3% |
% Asian | 3.1% | 34.8% |
% Foreign Born | 9.6% | 45.5% |
Mortgage and Risk — York, PA
According to HUD data as of 2023, there were 685 mortgage originations in York, PA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in York, PA. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 685 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — York, PA
As of 2024, the percent of homes in York, PA under the Section 8 program is 10.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In York, PA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 1,013 |
Total Units Section 8 | 630 |
% Rentals under Section 8 | 10.6% |
% Occupied Section 8 | 87.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $135 | $895 | $1,030 |
| 2 Bedroom | $90 | $1,200 | $1,290 |
| 3 Bedroom | $300 | $1,450 | $1,750 |
| 4 Bedroom | $330 | $1,480 | $1,810 |
Affordability — York, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $244,000 |
| Median Household Income | $72,200 |