York, PA—17406
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — York, PA
As of Oct '25, the median home price in York, PA is $286,000, with a year-over-year change of 5.4%. This indicates that home prices in York, PA are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $286,000 | 5.4% |
| Single Family | $296,000 | 5.3% |
| Condos | $226,000 | 4.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | 6.1% |
3 Bed | $275,000 | 5.4% |
4 Bed | $411,000 | 5.9% |
| 5 Bed | $503,000 | 5.0% |
% of Housing Stock
Rental Trends — York, PA
As of July '25, Rentcast reports the average rent in York, PA is $1,590, with a year-over-year rent change of 1.9%. Per bedroom, the median rent as of July '25 in York, PA is 1-bedrooms: $1,030, 2-bedrooms: $1,190, 3-bedrooms: $1,890, 4-bedrooms: $1,900. The most common rental property sizes in York, PA are 3-bedroom and 2-bedroom, accounting for 39.3% and 37.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,590 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $1,030 |
| 2 Bed Rent | $1,100 | $1,190 |
| 3 Bed Rent | $1,800 | $1,890 |
| 4 Bed Rent | $1,900 | $1,900 |
% of Rental Stock
Property Listings — York, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in York, PA is 36. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $397,000 | 1.0% |
Listing Count | 114 | 3.0% |
| Listings as % of Homes | 0.7% | 3.0% |
Days on Market | 36 | -28.0% |
Demographics — York, PA
As of the latest ACS Survey released in 2023, York, PA has a population of 24,200, which has increased by 2.0% over the past 5 years. York, PA is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,200 | 2.0% |
% Under 18 | 23.7% | 11.8% |
% Seniors | 17.9% | 6.5% |
% WFH | 7.2% | 80.0% |
% w/ College Degree | 27.7% | 13.5% |
As of the latest ACS Survey released in 2023, York, PA is a predominantly white area, with 84.5% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in York, PA is black, making up 5.3% of the population. Foreign-born residents account for 2.8% of the population in York, PA, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.5% | -1.1% |
% Black | 5.3% | 17.8% |
% Hispanic | 4.4% | -34.3% |
% Asian | 0.8% | -63.6% |
% Foreign Born | 2.8% | -33.3% |
Mortgage and Risk — York, PA
According to HUD data as of 2023, there were 625 mortgage originations in York, PA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in York, PA. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 625 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — York, PA
As of 2024, the percent of homes in York, PA under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In York, PA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $900 | $1,230 |
| 2 Bedroom | $430 | $1,100 | $1,530 |
| 3 Bedroom | $270 | $1,800 | $2,070 |
| 4 Bedroom | $250 | $1,900 | $2,150 |
Affordability — York, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $286,000 |
| Median Household Income | $85,200 |