York, PA—17408
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — York, PA
As of Oct '25, the median home price in York, PA is $288,000, with a year-over-year change of 5.2%. This indicates that home prices in York, PA are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $288,000 | 5.2% |
| Single Family | $297,000 | 5.3% |
| Condos | $238,000 | 4.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | 6.4% |
3 Bed | $276,000 | 5.7% |
4 Bed | $384,000 | 4.6% |
| 5 Bed | $437,000 | 4.0% |
% of Housing Stock
Rental Trends — York, PA
As of July '25, Rentcast reports the average rent in York, PA is $1,620, with a year-over-year rent change of 8.7%. Per bedroom, the median rent as of July '25 in York, PA is 1-bedrooms: $1,340, 2-bedrooms: $1,320, 3-bedrooms: $1,790, 4-bedrooms: $2,700. The most common rental property sizes in York, PA are 2-bedroom and 3-bedroom, accounting for 44.7% and 22.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,340 |
| 2 Bed Rent | $1,350 | $1,320 |
| 3 Bed Rent | $1,750 | $1,790 |
| 4 Bed Rent | $1,900 | $2,700 |
% of Rental Stock
Property Listings — York, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in York, PA is 40. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | -5.0% |
Listing Count | 113 | 32.0% |
| Listings as % of Homes | 0.4% | 32.0% |
Days on Market | 40 | 24.0% |
Demographics — York, PA
As of the latest ACS Survey released in 2023, York, PA has a population of 24,700, which has increased by 4.9% over the past 5 years. York, PA is a moderately popular place for families, as children make up 19.2% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,700 | 4.9% |
% Under 18 | 19.2% | -7.7% |
% Seniors | 21.6% | 10.2% |
% WFH | 12.2% | 269.7% |
% w/ College Degree | 28.2% | 11.0% |
As of the latest ACS Survey released in 2023, York, PA is a predominantly white area, with 77.7% of the population identifying as white. The white population has shrunk by 12.2% in the last 5 years. The second most common race or ethnicity in York, PA is hispanic, making up 7.8% of the population. Foreign-born residents account for 5.2% of the population in York, PA, and this percentage has increased by 73.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.7% | -12.2% |
% Black | 5.7% | 26.7% |
% Hispanic | 7.8% | 77.3% |
% Asian | 4.3% | 186.7% |
% Foreign Born | 5.2% | 73.3% |
Mortgage and Risk — York, PA
According to HUD data as of 2023, there were 385 mortgage originations in York, PA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in York, PA. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 385 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — York, PA
As of 2024, the percent of homes in York, PA under the Section 8 program is 3.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In York, PA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 182 |
Total Units Section 8 | 97 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $1,300 | $1,320 |
| 2 Bedroom | $300 | $1,350 | $1,650 |
| 3 Bedroom | $490 | $1,750 | $2,240 |
| 4 Bedroom | $420 | $1,900 | $2,320 |
Affordability — York, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $288,000 |
| Median Household Income | $87,000 |