Cogan Station, PA—17728
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cogan Station, PA
As of Oct '25, the median home price in Cogan Station, PA is $278,000, with a year-over-year change of 5.8%. This indicates that home prices in Cogan Station, PA are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $278,000 | 5.8% |
| Single Family | $279,000 | 6.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $203,000 | 5.7% |
3 Bed | $277,000 | 4.9% |
4 Bed | $361,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cogan Station, PA
As of July '25, Rentcast reports the average rent in Cogan Station, PA is $1,500, with a year-over-year rent change of 11.1%. Per bedroom, the median rent as of July '25 in Cogan Station, PA is 2-bedrooms: $1,500. The most common rental property sizes in Cogan Station, PA are 2-bedroom and 3-bedroom, accounting for 51.4% and 24.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cogan Station, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cogan Station, PA is 76. This is a increase of 110.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $362,000 | -17.0% |
Listing Count | 10 | 46.0% |
| Listings as % of Homes | 0.4% | 46.0% |
Days on Market | 76 | 110.0% |
Demographics — Cogan Station, PA
As of the latest ACS Survey released in 2023, Cogan Station, PA has a population of 4,750, which has decreased by -5.4% over the past 5 years. Cogan Station, PA is a moderately popular place for families, as children make up 16.4% of the population. The area has a poorly educated workforce, with 24.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,750 | -5.4% |
% Under 18 | 16.4% | -8.9% |
% Seniors | 22.0% | 8.4% |
% WFH | 10.3% | 243.3% |
% w/ College Degree | 24.2% | 21.6% |
As of the latest ACS Survey released in 2023, Cogan Station, PA is a predominantly white area, with 95.6% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Cogan Station, PA is hispanic, making up 1.2% of the population. Foreign-born residents account for 0.2% of the population in Cogan Station, PA, and this percentage has decreased by 81.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.6% | -0.1% |
% Black | 0.6% | -25.0% |
% Hispanic | 1.2% | -50.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.2% | -81.8% |
Mortgage and Risk — Cogan Station, PA
According to HUD data as of 2023, there were 81 mortgage originations in Cogan Station, PA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Cogan Station, PA. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Cogan Station, PA
Cogan Station, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | -$490 | $1,500 | $1,010 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Cogan Station, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $278,000 |
| Median Household Income | $77,600 |