Moscow, PA—18444
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moscow, PA
As of Oct '25, the median home price in Moscow, PA is $306,000, with a year-over-year change of 1.0%. This indicates that home prices in Moscow, PA are flat. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $306,000 | 1.0% |
| Single Family | $306,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $313,000 | 2.3% |
4 Bed | $412,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moscow, PA
As of July '25, Rentcast reports the average rent in Moscow, PA is $1,930, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Moscow, PA is 1-bedrooms: $1,000, 2-bedrooms: $1,950, 3-bedrooms: $1,970, 4-bedrooms: $2,800. The most common rental property sizes in Moscow, PA are 2-bedroom and 3-bedroom, accounting for 26.4% and 25.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $1,930 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,000 |
| 2 Bed Rent | $1,950 | $1,950 |
| 3 Bed Rent | $2,200 | $1,970 |
| 4 Bed Rent | $2,100 | $2,800 |
% of Rental Stock
Property Listings — Moscow, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Moscow, PA is 69. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $348,000 | -21.0% |
Listing Count | 37 | 11.0% |
| Listings as % of Homes | 0.4% | 11.0% |
Days on Market | 69 | -9.0% |
Demographics — Moscow, PA
As of the latest ACS Survey released in 2023, Moscow, PA has a population of 13,700, which has remained stable by 0.5% over the past 5 years. Moscow, PA is a moderately popular place for families, as children make up 21.5% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,700 | 0.5% |
% Under 18 | 21.5% | 8.6% |
% Seniors | 21.2% | 5.0% |
% WFH | 10.6% | 107.8% |
% w/ College Degree | 32.5% | 13.2% |
As of the latest ACS Survey released in 2023, Moscow, PA is a predominantly white area, with 90.6% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Moscow, PA is hispanic, making up 2.9% of the population. Foreign-born residents account for 1.3% of the population in Moscow, PA, and this percentage has decreased by 40.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.6% | -5.7% |
% Black | 0.9% | -10.0% |
% Hispanic | 2.9% | 61.1% |
% Asian | 0.6% | 20.0% |
% Foreign Born | 1.3% | -40.9% |
Mortgage and Risk — Moscow, PA
According to HUD data as of 2023, there were 288 mortgage originations in Moscow, PA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Moscow, PA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 288 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 3.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Moscow, PA
As of 2024, the percent of homes in Moscow, PA under the Section 8 program is 8.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Moscow, PA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 67 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | 8.2% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,000 | $960 |
| 2 Bedroom | -$790 | $1,950 | $1,160 |
| 3 Bedroom | -$700 | $2,200 | $1,500 |
| 4 Bedroom | -$410 | $2,100 | $1,690 |
Affordability — Moscow, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $306,000 |
| Median Household Income | $84,900 |