Ardmore, PA19003

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$508,000
1.9% YoY Growth
Median Household Income
$116,000
28.0% 5-Year Growth
Days on Market
30
28.0% Shorter than last year
Home Price Forecast
1.2%
Median Rent
$2,580
2.7% YoY Growth
1-Bed Rent
$2,700
15.1% YoY Growth
2-Bed Rent
$2,200
7.0% YoY Growth
3-Bed Rent
$3,000
7.3% YoY Growth

Property Listings — Ardmore, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ardmore, PA is 30. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$412,000-51.0%
Listing Count
27-8.0%
Listings as % of Homes0.2%-8.0%
Days on Market
30-28.0%
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Demographics — Ardmore, PA

As of the latest ACS Survey released in 2023, Ardmore, PA has a population of 14,400, which has increased by 6.2% over the past 5 years. Ardmore, PA is a moderately popular place for families, as children make up 20.1% of the population. The area has a highly educated workforce, with 70.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,4006.2%
% Under 18
20.1%-5.2%
% Seniors
15.9%5.3%
% WFH
27.5%329.7%
% w/ College Degree
70.2%6.5%
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As of the latest ACS Survey released in 2023, Ardmore, PA is a predominantly white area, with 69.1% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Ardmore, PA is black, making up 12.6% of the population. Foreign-born residents account for 9.7% of the population in Ardmore, PA, and this percentage has decreased by 16.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.1%-7.7%
% Black
12.6%15.6%
% Hispanic
5.6%0.0%
% Asian
5.6%14.3%
% Foreign Born
9.7%-16.4%
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Mortgage and Risk — Ardmore, PA

According to HUD data as of 2023, there were 142 mortgage originations in Ardmore, PA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Ardmore, PA. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
142
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Ardmore, PA

As of 2024, the percent of homes in Ardmore, PA under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ardmore, PA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
155
Total Units Section 8
155
% Rentals under Section 8
6.9%
% Occupied Section 8
79.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$950$2,700$1,750
2 Bedroom-$120$2,200$2,080
3 Bedroom-$490$3,000$2,510
4 Bedroom-$650$3,500$2,850

Affordability — Ardmore, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$508,000
Median Household Income$116,000

Ardmore, PA — ZIP Code Boundary Map

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Frequently Asked Questions