Spring City, PA19475

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$488,000
3.8% YoY Growth
Median Household Income
$92,100
13.0% 5-Year Growth
Days on Market
38
50.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,700
7.7% YoY Growth
1-Bed Rent
$1,300
5.7% YoY Growth
2-Bed Rent
$1,700
5.5% YoY Growth
3-Bed Rent
$2,400
2.0% YoY Growth

Property Listings — Spring City, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Spring City, PA is 38. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$415,000-4.0%
Listing Count
25-1.0%
Listings as % of Homes0.4%-1.0%
Days on Market
3850.0%
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Demographics — Spring City, PA

As of the latest ACS Survey released in 2023, Spring City, PA has a population of 12,400, which has increased by 10.2% over the past 5 years. Spring City, PA is a popular place for families, as children make up 25.2% of the population. The area has a highly educated workforce, with 49.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,40010.2%
% Under 18
25.2%5.9%
% Seniors
14.6%-8.8%
% WFH
25.9%451.1%
% w/ College Degree
49.8%32.1%
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As of the latest ACS Survey released in 2023, Spring City, PA is a predominantly white area, with 78.0% of the population identifying as white. The white population has shrunk by 11.7% in the last 5 years. The second most common race or ethnicity in Spring City, PA is hispanic, making up 8.9% of the population. Foreign-born residents account for 3.7% of the population in Spring City, PA, and this percentage has decreased by 35.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.0%-11.7%
% Black
8.2%36.7%
% Hispanic
8.9%217.9%
% Asian
4.3%138.9%
% Foreign Born
3.7%-35.1%
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Mortgage and Risk — Spring City, PA

According to HUD data as of 2023, there were 305 mortgage originations in Spring City, PA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Spring City, PA. Investor activity is low, as 8.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
305
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
8.0%
% Second Loans
0.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Spring City, PA

Spring City, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
420
Total Units Section 8
293
% Rentals under Section 8
20.6%
% Occupied Section 8
91.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$230$1,300$1,070
2 Bedroom-$420$1,700$1,280
3 Bedroom-$860$2,400$1,540
4 BedroomN/AN/A$1,750

Affordability — Spring City, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$488,000
Median Household Income$92,100

Spring City, PA — ZIP Code Boundary Map

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Frequently Asked Questions