Mertztown, PA—19539
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mertztown, PA
As of Oct '25, the median home price in Mertztown, PA is $344,000, with a year-over-year change of 5.6%. This indicates that home prices in Mertztown, PA are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $344,000 | 5.6% |
| Single Family | $344,000 | 5.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $246,000 | 6.0% |
3 Bed | $328,000 | 5.1% |
4 Bed | $456,000 | 6.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mertztown, PA
As of July '25, Rentcast reports the average rent in Mertztown, PA is $1,100, with a year-over-year rent change of -29.0%. Per bedroom, the median rent as of July '25 in Mertztown, PA is 1-bedrooms: $1,100. The most common rental property sizes in Mertztown, PA are 1-bedroom and 3-bedroom, accounting for 29.9% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mertztown, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Mertztown, PA is 112. This is a increase of 45.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $297,000 | -35.0% |
Listing Count | 7 | -11.0% |
| Listings as % of Homes | 0.5% | -11.0% |
Days on Market | 112 | 45.0% |
Demographics — Mertztown, PA
As of the latest ACS Survey released in 2023, Mertztown, PA has a population of 4,110, which has decreased by -14.7% over the past 5 years. Mertztown, PA is a moderately popular place for families, as children make up 17.7% of the population. The area has a moderately educated workforce, with 28.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,110 | -14.7% |
% Under 18 | 17.7% | -20.6% |
% Seniors | 16.0% | -9.6% |
% WFH | 11.6% | 346.2% |
% w/ College Degree | 28.0% | 13.4% |
As of the latest ACS Survey released in 2023, Mertztown, PA is a predominantly white area, with 95.1% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Mertztown, PA is hispanic, making up 1.9% of the population. Foreign-born residents account for 1.4% of the population in Mertztown, PA, and this percentage has decreased by 6.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.1% | -2.6% |
% Black | 0.9% | ∞% |
% Hispanic | 1.9% | 5.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.4% | -6.7% |
Mortgage and Risk — Mertztown, PA
According to HUD data as of 2023, there were 76 mortgage originations in Mertztown, PA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Mertztown, PA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 76 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Mertztown, PA
Mertztown, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $190 | $1,100 | $1,290 |
| 2 Bedroom | N/A | N/A | $1,620 |
| 3 Bedroom | N/A | N/A | $2,040 |
| 4 Bedroom | N/A | N/A | $2,140 |
Affordability — Mertztown, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $344,000 |
| Median Household Income | $103,000 |