Port Tobacco, MD—20677
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Port Tobacco, MD
As of Oct '25, the median home price in Port Tobacco, MD is $571,000, with a year-over-year change of 1.4%. This indicates that home prices in Port Tobacco, MD are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $571,000 | 1.4% |
| Single Family | $573,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | $683,000 | 0.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Port Tobacco, MD
As of July '25, Rentcast reports the average rent in Port Tobacco, MD is $2,670, with a year-over-year rent change of -9.5%. Per bedroom, the median rent as of July '25 in Port Tobacco, MD is 2-bedrooms: $1,920, 3-bedrooms: $2,400, 4-bedrooms: $3,400. The most common rental property sizes in Port Tobacco, MD are 1-bedroom and 3-bedroom, accounting for 69.6% and 30.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,670 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,800 | $1,920 |
| 3 Bed Rent | $2,400 | $2,400 |
| 4 Bed Rent | $3,400 | $3,400 |
% of Rental Stock
Property Listings — Port Tobacco, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Port Tobacco, MD is 53. This is a increase of 86.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $750,000 | -3.0% |
Listing Count | 16 | 61.0% |
| Listings as % of Homes | 1.2% | 61.0% |
Days on Market | 53 | 86.0% |
Demographics — Port Tobacco, MD
As of the latest ACS Survey released in 2023, Port Tobacco, MD has a population of 2,110, which has decreased by -18.8% over the past 5 years. Port Tobacco, MD is a moderately popular place for families, as children make up 19.9% of the population. The area has a moderately educated workforce, with 36.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,110 | -18.8% |
% Under 18 | 19.9% | 7.6% |
% Seniors | 16.7% | 7.7% |
% WFH | 20.6% | 390.5% |
% w/ College Degree | 36.9% | 1.1% |
As of the latest ACS Survey released in 2023, Port Tobacco, MD is a predominantly white area, with 76.1% of the population identifying as white. The white population has grown by 7.9% in the last 5 years. The second most common race or ethnicity in Port Tobacco, MD is black, making up 11.7% of the population. Foreign-born residents account for 6.7% of the population in Port Tobacco, MD, and this percentage has increased by 252.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.1% | 7.9% |
% Black | 11.7% | -58.7% |
% Hispanic | 6.7% | 1,016.7% |
% Asian | 4.9% | ∞% |
% Foreign Born | 6.7% | 252.6% |
Mortgage and Risk — Port Tobacco, MD
According to HUD data as of 2023, there were 60 mortgage originations in Port Tobacco, MD, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Port Tobacco, MD. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Port Tobacco, MD
Port Tobacco, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,330 |
| 2 Bedroom | -$300 | $1,800 | $1,500 |
| 3 Bedroom | -$520 | $2,400 | $1,880 |
| 4 Bedroom | -$1,190 | $3,400 | $2,210 |
Affordability — Port Tobacco, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $571,000 |
| Median Household Income | $151,000 |