Churchton, MD—20733
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Churchton, MD
As of Oct '25, the median home price in Churchton, MD is $441,000, with a year-over-year change of 3.3%. This indicates that home prices in Churchton, MD are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $441,000 | 3.3% |
| Single Family | $440,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $438,000 | 2.3% |
4 Bed | $529,000 | 2.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Churchton, MD
As of July '25, Rentcast reports the average rent in Churchton, MD is $2,250, with a year-over-year rent change of -10.7%. Per bedroom, the median rent as of July '25 in Churchton, MD is 3-bedrooms: $2,250. The most common rental property sizes in Churchton, MD are 3-bedroom and 4-bedroom, accounting for 49.4% and 39.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,200 | $2,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Churchton, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Churchton, MD is 31. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $460,000 | -45.0% |
Listing Count | 8 | 43.0% |
| Listings as % of Homes | 0.3% | 43.0% |
Days on Market | 31 | 7.0% |
Demographics — Churchton, MD
As of the latest ACS Survey released in 2023, Churchton, MD has a population of 2,780, which has remained stable by -0.3% over the past 5 years. Churchton, MD is a moderately popular place for families, as children make up 22.1% of the population. The area has a moderately educated workforce, with 40.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,780 | -0.3% |
% Under 18 | 22.1% | -2.6% |
% Seniors | 19.0% | 29.3% |
% WFH | 25.1% | 617.1% |
% w/ College Degree | 40.7% | 8.5% |
As of the latest ACS Survey released in 2023, Churchton, MD is a predominantly white area, with 87.5% of the population identifying as white. The white population has grown by 12.3% in the last 5 years. The second most common race or ethnicity in Churchton, MD is black, making up 6.3% of the population. Foreign-born residents account for 1.8% of the population in Churchton, MD, and this percentage has decreased by 63.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.5% | 12.3% |
% Black | 6.3% | -49.2% |
% Hispanic | 0.6% | -45.5% |
% Asian | 1.2% | -75.5% |
% Foreign Born | 1.8% | -63.3% |
Mortgage and Risk — Churchton, MD
According to HUD data as of 2023, there were 101 mortgage originations in Churchton, MD, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Churchton, MD. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 101 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Churchton, MD
Churchton, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,960 |
| 2 Bedroom | N/A | N/A | $2,400 |
| 3 Bedroom | $890 | $2,200 | $3,090 |
| 4 Bedroom | N/A | N/A | $3,450 |
Affordability — Churchton, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $441,000 |
| Median Household Income | $133,000 |