Upper Marlboro, MD—20774
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Upper Marlboro, MD
Home Price Trends — Upper Marlboro, MD
As of Oct '25, the median home price in Upper Marlboro, MD is $465,000, with a year-over-year change of 0.2%. This indicates that home prices in Upper Marlboro, MD are flat. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $465,000 | 0.2% |
| Single Family | $494,000 | -0.2% |
| Condos | $261,000 | 3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $162,000 | -0.6% |
2 Bed | $294,000 | -0.3% |
3 Bed | $432,000 | 0.2% |
4 Bed | $546,000 | -0.4% |
| 5 Bed | $713,000 | -1.0% |
% of Housing Stock
Rental Trends — Upper Marlboro, MD
As of July '25, Rentcast reports the average rent in Upper Marlboro, MD is $2,670, with a year-over-year rent change of 8.1%. Per bedroom, the median rent as of July '25 in Upper Marlboro, MD is studios: $1,990, 1-bedrooms: $1,730, 2-bedrooms: $2,310, 3-bedrooms: $3,080, 4-bedrooms: $3,340. The most common rental property sizes in Upper Marlboro, MD are 2-bedroom and 1-bedroom, accounting for 40.0% and 26.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $2,670 |
| Studio Rent | $1,850 | $1,990 |
| 1 Bed Rent | $1,780 | $1,730 |
| 2 Bed Rent | $2,300 | $2,310 |
| 3 Bed Rent | $3,100 | $3,080 |
| 4 Bed Rent | $3,280 | $3,340 |
% of Rental Stock
Property Listings — Upper Marlboro, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Upper Marlboro, MD is 43. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | 2.0% |
Listing Count | 249 | 82.0% |
| Listings as % of Homes | 0.6% | 82.0% |
Days on Market | 43 | 34.0% |
Demographics — Upper Marlboro, MD
As of the latest ACS Survey released in 2023, Upper Marlboro, MD has a population of 52,200, which has increased by 11.6% over the past 5 years. Upper Marlboro, MD is a moderately popular place for families, as children make up 20.1% of the population. The area has a highly educated workforce, with 46.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 52,200 | 11.6% |
% Under 18 | 20.1% | 2.0% |
% Seniors | 16.2% | 6.6% |
% WFH | 19.6% | 390.0% |
% w/ College Degree | 46.3% | 10.2% |
As of the latest ACS Survey released in 2023, Upper Marlboro, MD is a predominantly black area, with 86.4% of the population identifying as black. The black population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Upper Marlboro, MD is white, making up 4.4% of the population. Foreign-born residents account for 16.3% of the population in Upper Marlboro, MD, and this percentage has increased by 9.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 4.4% | 18.9% |
% Black | 86.4% | -3.0% |
% Hispanic | 4.0% | 29.0% |
% Asian | 1.8% | -10.0% |
% Foreign Born | 16.3% | 9.4% |
Mortgage and Risk — Upper Marlboro, MD
According to HUD data as of 2023, there were 878 mortgage originations in Upper Marlboro, MD, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Upper Marlboro, MD. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 878 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Upper Marlboro, MD
As of 2024, the percent of homes in Upper Marlboro, MD under the Section 8 program is 11.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Upper Marlboro, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 601 |
Total Units Section 8 | 600 |
% Rentals under Section 8 | 11.8% |
% Occupied Section 8 | 94.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $430 | $1,780 | $2,210 |
| 2 Bedroom | $190 | $2,300 | $2,490 |
| 3 Bedroom | $10 | $3,100 | $3,110 |
| 4 Bedroom | $390 | $3,280 | $3,670 |
Affordability — Upper Marlboro, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $465,000 |
| Median Household Income | $128,000 |