Upper Marlboro, MD20772

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$475,000
0.8% YoY Growth
Median Household Income
$136,000
25.7% 5-Year Growth
Days on Market
50
32.0% Longer than last year
Home Price Forecast
-0.2%
Median Rent
$2,850
4.8% YoY Growth
1-Bed Rent
$1,520
17.2% YoY Growth
2-Bed Rent
$2,250
8.9% YoY Growth
3-Bed Rent
$2,950
3.1% YoY Growth

Other Zip Codes in Upper Marlboro, MD

Property Listings — Upper Marlboro, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Upper Marlboro, MD is 50. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$512,000-1.0%
Listing Count
23943.0%
Listings as % of Homes1.1%43.0%
Days on Market
5032.0%
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Demographics — Upper Marlboro, MD

As of the latest ACS Survey released in 2023, Upper Marlboro, MD has a population of 52,800, which has increased by 17.4% over the past 5 years. Upper Marlboro, MD is a moderately popular place for families, as children make up 20.4% of the population. The area has a highly educated workforce, with 45.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
52,80017.4%
% Under 18
20.4%-2.4%
% Seniors
14.7%12.2%
% WFH
20.3%351.1%
% w/ College Degree
45.6%20.0%
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As of the latest ACS Survey released in 2023, Upper Marlboro, MD is a predominantly black area, with 77.9% of the population identifying as black. The black population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Upper Marlboro, MD is white, making up 10.4% of the population. Foreign-born residents account for 10.4% of the population in Upper Marlboro, MD, and this percentage has increased by 46.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
10.4%-5.5%
% Black
77.9%-2.4%
% Hispanic
6.7%26.4%
% Asian
1.2%0.0%
% Foreign Born
10.4%46.5%
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Mortgage and Risk — Upper Marlboro, MD

According to HUD data as of 2023, there were 1216 mortgage originations in Upper Marlboro, MD, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Upper Marlboro, MD. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,216
% Conventional Loans
56.0%
% Government Loans
44.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Upper Marlboro, MD

As of 2024, the percent of homes in Upper Marlboro, MD under the Section 8 program is 13.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Upper Marlboro, MD, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
266
Total Units Section 8
266
% Rentals under Section 8
13.4%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$590$1,520$2,110
2 Bedroom$120$2,250$2,370
3 Bedroom$10$2,950$2,960
4 Bedroom-$100$3,600$3,500

Affordability — Upper Marlboro, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$475,000
Median Household Income$136,000

Upper Marlboro, MD — ZIP Code Boundary Map

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Frequently Asked Questions