Gambrills, MD—21054
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gambrills, MD
As of Oct '25, the median home price in Gambrills, MD is $604,000, with a year-over-year change of 1.4%. This indicates that home prices in Gambrills, MD are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $604,000 | 1.4% |
| Single Family | $637,000 | 1.3% |
| Condos | $373,000 | -0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $362,000 | -0.3% |
3 Bed | $551,000 | 1.3% |
4 Bed | $706,000 | 0.9% |
| 5 Bed | $951,000 | 1.9% |
% of Housing Stock
Rental Trends — Gambrills, MD
As of July '25, Rentcast reports the average rent in Gambrills, MD is $3,020, with a year-over-year rent change of 2.4%. Per bedroom, the median rent as of July '25 in Gambrills, MD is 1-bedrooms: $1,550, 2-bedrooms: $2,370, 3-bedrooms: $3,280, 4-bedrooms: $3,200. The most common rental property sizes in Gambrills, MD are 1-bedroom and 3-bedroom, accounting for 32.5% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $3,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,230 | $1,550 |
| 2 Bed Rent | $2,300 | $2,370 |
| 3 Bed Rent | $3,400 | $3,280 |
| 4 Bed Rent | $3,330 | $3,200 |
% of Rental Stock
Property Listings — Gambrills, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Gambrills, MD is 16. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $713,000 | -7.0% |
Listing Count | 43 | 65.0% |
| Listings as % of Homes | 0.4% | 65.0% |
Days on Market | 16 | 6.0% |
Demographics — Gambrills, MD
As of the latest ACS Survey released in 2023, Gambrills, MD has a population of 15,400, which has increased by 40.0% over the past 5 years. Gambrills, MD is a popular place for families, as children make up 26.2% of the population. The area has a highly educated workforce, with 57.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,400 | 40.0% |
% Under 18 | 26.2% | 14.4% |
% Seniors | 16.9% | -9.1% |
% WFH | 21.1% | 322.0% |
% w/ College Degree | 57.9% | 12.0% |
As of the latest ACS Survey released in 2023, Gambrills, MD is a predominantly white area, with 60.4% of the population identifying as white. The white population has shrunk by 20.6% in the last 5 years. The second most common race or ethnicity in Gambrills, MD is black, making up 13.8% of the population. Foreign-born residents account for 11.5% of the population in Gambrills, MD, and this percentage has increased by 69.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.4% | -20.6% |
% Black | 13.8% | 48.4% |
% Hispanic | 6.5% | 12.1% |
% Asian | 8.4% | 58.5% |
% Foreign Born | 11.5% | 69.1% |
Mortgage and Risk — Gambrills, MD
According to HUD data as of 2023, there were 93 mortgage originations in Gambrills, MD, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Gambrills, MD. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 93 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Gambrills, MD
As of 2024, the percent of homes in Gambrills, MD under the Section 8 program is 1.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Gambrills, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,160 | $1,230 | $2,390 |
| 2 Bedroom | $630 | $2,300 | $2,930 |
| 3 Bedroom | $370 | $3,400 | $3,770 |
| 4 Bedroom | $880 | $3,330 | $4,210 |
Affordability — Gambrills, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $604,000 |
| Median Household Income | $154,000 |