Hampstead, MD—21074
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hampstead, MD
As of Oct '25, the median home price in Hampstead, MD is $424,000, with a year-over-year change of 2.3%. This indicates that home prices in Hampstead, MD are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $424,000 | 2.3% |
| Single Family | $437,000 | 2.1% |
| Condos | $237,000 | -0.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $251,000 | -1.2% |
3 Bed | $389,000 | 1.8% |
4 Bed | $522,000 | 1.0% |
| 5 Bed | $629,000 | 1.1% |
% of Housing Stock
Rental Trends — Hampstead, MD
As of July '25, Rentcast reports the average rent in Hampstead, MD is $2,320, with a year-over-year rent change of -4.1%. Per bedroom, the median rent as of July '25 in Hampstead, MD is 2-bedrooms: $2,260, 3-bedrooms: $2,380. The most common rental property sizes in Hampstead, MD are 2-bedroom and 1-bedroom, accounting for 40.2% and 27.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,320 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,000 | $2,260 |
| 3 Bed Rent | $2,500 | $2,380 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hampstead, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Hampstead, MD is 13. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $399,000 | -8.0% |
Listing Count | 61 | 40.0% |
| Listings as % of Homes | 0.4% | 40.0% |
Days on Market | 13 | -23.0% |
Demographics — Hampstead, MD
As of the latest ACS Survey released in 2023, Hampstead, MD has a population of 15,100, which has increased by 1.3% over the past 5 years. Hampstead, MD is a moderately popular place for families, as children make up 22.7% of the population. The area has a moderately educated workforce, with 35.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,100 | 1.3% |
% Under 18 | 22.7% | 5.6% |
% Seniors | 16.1% | 4.5% |
% WFH | 14.0% | 197.9% |
% w/ College Degree | 35.9% | 2.9% |
As of the latest ACS Survey released in 2023, Hampstead, MD is a predominantly white area, with 87.4% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Hampstead, MD is black, making up 5.5% of the population. Foreign-born residents account for 1.7% of the population in Hampstead, MD, and this percentage has decreased by 46.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.4% | -6.2% |
% Black | 5.5% | 266.7% |
% Hispanic | 2.0% | -20.0% |
% Asian | 2.0% | 17.6% |
% Foreign Born | 1.7% | -46.9% |
Mortgage and Risk — Hampstead, MD
According to HUD data as of 2023, there were 290 mortgage originations in Hampstead, MD, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Hampstead, MD. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 290 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Hampstead, MD
Hampstead, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 143 |
Total Units Section 8 | 143 |
% Rentals under Section 8 | 18.2% |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,430 |
| 2 Bedroom | -$250 | $2,000 | $1,750 |
| 3 Bedroom | -$230 | $2,500 | $2,270 |
| 4 Bedroom | N/A | N/A | $2,570 |
Affordability — Hampstead, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $424,000 |
| Median Household Income | $101,000 |