Joppa, MD 21085 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Joppa, MD—21085

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$375,000

0.9% YoY Growth

Household Income

$108,000

30.3% YoY Growth

Days on Market

10.0% Shorter YoY

Home Price Forecast

-0.9%

Median Rent

$2,700

16.4% YoY Growth

1-Bed Rent

$1,060

6.0% YoY Growth

2-Bed Rent

$1,800

2.5% YoY Growth

3-Bed Rent

$2,600

39.9% YoY Growth

Home Price Trends — Joppa, MD

As of May '26, the median home price in Joppa, MD is $375,000, with a year-over-year change of 0.9%. This indicates that home prices in Joppa, MD are flat. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$375,000	0.9%
Single Family	$380,000	0.8%
Condos	$283,000	-0.7%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Joppa, MD

As of July '25, Rentcast reports the average rent in Joppa, MD is $2,630, with a year-over-year rent change of 16.4%. Per bedroom, the median rent as of July '25 in Joppa, MD is 1-bedrooms: $1,060, 2-bedrooms: $2,050, 3-bedrooms: $2,630, 4-bedrooms: $3,010. The most common rental property sizes in Joppa, MD are 2-bedroom and 3-bedroom, accounting for 37.6% and 37.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,700	$2,630
Studio Rent	N/A	N/A
1 Bed Rent	$1,060	$1,060
2 Bed Rent	$1,800	$2,050
3 Bed Rent	$2,600	$2,630
4 Bed Rent	$3,100	$3,010

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% of Rental Stock

Studio

2.6%

1 Bedroom

18.4%

2 Bedrooms

37.6%

3 Bedrooms

37.2%

4 Bedrooms

4.2%

Property Listings — Joppa, MD

As of May '26, Realtor.com reports that the median days on market for a home in Joppa, MD is 25. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$450,000	8.0%
Listing Count	88	-1.0%
Listings as % of Homes	0.4%	-1.0%
Days on Market	25	-10.0%

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Demographics — Joppa, MD

As of the latest ACS Survey released in 2023, Joppa, MD has a population of 16,500, which has increased by 2.1% over the past 5 years. Joppa, MD is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 31.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	16,500	2.1%
% Under 18	18.5%	-9.3%
% Seniors	19.5%	9.6%
% WFH	10.4%	147.6%
% w/ College Degree	31.0%	-1.6%

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As of the latest ACS Survey released in 2023, Joppa, MD is a predominantly white area, with 75.0% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Joppa, MD is black, making up 16.2% of the population. Foreign-born residents account for 3.5% of the population in Joppa, MD, and this percentage has decreased by 25.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	75.0%	-4.5%
% Black	16.2%	25.6%
% Hispanic	4.1%	-25.5%
% Asian	1.0%	-41.2%
% Foreign Born	3.5%	-25.5%

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Mortgage and Risk — Joppa, MD

According to HUD data as of 2023, there were 359 mortgage originations in Joppa, MD, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Joppa, MD. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	359
% Conventional Loans	72.0%
% Government Loans	28.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	17.0%

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Rentals and Section 8 — Joppa, MD

As of 2024, the percent of homes in Joppa, MD under the Section 8 program is 8.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Joppa, MD, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	108
Total Units Section 8	109
% Rentals under Section 8	8.6%
% Occupied Section 8	80.9%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$450	$1,060	$1,510
2 Bedroom	$50	$1,800	$1,850
3 Bedroom	-$220	$2,600	$2,380
4 Bedroom	-$440	$3,100	$2,660

Joppa, MD—21085

Key Metrics at a Glance

Home Price Trends — Joppa, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Joppa, MD

% of Rental Stock

Property Listings — Joppa, MD

Demographics — Joppa, MD

Race and Ethnicity

Mortgage and Risk — Joppa, MD

Mortgages

Rentals and Section 8 — Joppa, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Joppa, MD

Home Price to Income Ratio

Joppa, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Kingsville, MD

Kingsville, MD

Edgewood, MD

Abingdon, MD

White Marsh, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.2
Median Home Price	$375,000
Median Household Income	$108,000

Joppa, MD—21085

Key Metrics at a Glance

Home Price Trends — Joppa, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Joppa, MD

% of Rental Stock

Property Listings — Joppa, MD

Demographics — Joppa, MD

Race and Ethnicity

Mortgage and Risk — Joppa, MD

Mortgages

Rentals and Section 8 — Joppa, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Joppa, MD

Home Price to Income Ratio

Joppa, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Kingsville, MD

Kingsville, MD

Edgewood, MD

Abingdon, MD

White Marsh, MD

Frequently Asked Questions

What is the average home price in Joppa, MD 21085?

How have home prices in Joppa, MD 21085 changed over the past year?

What is the home price projection for Joppa, MD 21085?

What are the demographics of Joppa, MD 21085?

How long does it take homes to sell in Joppa, MD 21085?

What is the average rent price in Joppa, MD 21085?