Reisterstown, MD—21136
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Reisterstown, MD
As of Oct '25, the median home price in Reisterstown, MD is $403,000, with a year-over-year change of 1.6%. This indicates that home prices in Reisterstown, MD are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $403,000 | 1.6% |
| Single Family | $424,000 | 1.4% |
| Condos | $195,000 | 1.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $122,000 | -1.6% |
2 Bed | $209,000 | 0.5% |
3 Bed | $347,000 | 1.8% |
4 Bed | $528,000 | 1.5% |
| 5 Bed | $803,000 | 2.4% |
% of Housing Stock
Rental Trends — Reisterstown, MD
As of July '25, Rentcast reports the average rent in Reisterstown, MD is $1,830, with a year-over-year rent change of 11.6%. Per bedroom, the median rent as of July '25 in Reisterstown, MD is studios: $820, 1-bedrooms: $1,140, 2-bedrooms: $1,730, 3-bedrooms: $2,280, 4-bedrooms: $2,400. The most common rental property sizes in Reisterstown, MD are 2-bedroom and 3-bedroom, accounting for 39.1% and 30.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,830 |
| Studio Rent | $750 | $820 |
| 1 Bed Rent | $1,200 | $1,140 |
| 2 Bed Rent | $1,750 | $1,730 |
| 3 Bed Rent | $2,300 | $2,280 |
| 4 Bed Rent | $2,500 | $2,400 |
% of Rental Stock
Property Listings — Reisterstown, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Reisterstown, MD is 47. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $506,000 | -4.0% |
Listing Count | 135 | 50.0% |
| Listings as % of Homes | 0.5% | 50.0% |
Days on Market | 47 | 28.0% |
Demographics — Reisterstown, MD
As of the latest ACS Survey released in 2023, Reisterstown, MD has a population of 33,800, which has decreased by -1.1% over the past 5 years. Reisterstown, MD is a moderately popular place for families, as children make up 20.3% of the population. The area has a highly educated workforce, with 51.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,800 | -1.1% |
% Under 18 | 20.3% | -11.4% |
% Seniors | 17.8% | 21.9% |
% WFH | 16.9% | 525.9% |
% w/ College Degree | 51.6% | 12.2% |
As of the latest ACS Survey released in 2023, Reisterstown, MD is a predominantly white area, with 54.8% of the population identifying as white. The white population has shrunk by 8.2% in the last 5 years. The second most common race or ethnicity in Reisterstown, MD is black, making up 26.1% of the population. Foreign-born residents account for 17.0% of the population in Reisterstown, MD, and this percentage has increased by 11.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.8% | -8.2% |
% Black | 26.1% | 4.4% |
% Hispanic | 7.4% | 10.4% |
% Asian | 7.8% | 25.8% |
% Foreign Born | 17.0% | 11.8% |
Mortgage and Risk — Reisterstown, MD
According to HUD data as of 2023, there were 593 mortgage originations in Reisterstown, MD, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Reisterstown, MD. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 593 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Reisterstown, MD
As of 2024, the percent of homes in Reisterstown, MD under the Section 8 program is 19.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Reisterstown, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 734 |
Total Units Section 8 | 577 |
% Rentals under Section 8 | 19.7% |
% Occupied Section 8 | 84.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $360 | $1,200 | $1,560 |
| 2 Bedroom | $160 | $1,750 | $1,910 |
| 3 Bedroom | $160 | $2,300 | $2,460 |
| 4 Bedroom | $250 | $2,500 | $2,750 |
Affordability — Reisterstown, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $403,000 |
| Median Household Income | $107,000 |