Riva, MD 21140 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Riva, MD—21140

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$643,000

2.5% YoY Growth

Household Income

$152,000

26.1% YoY Growth

Days on Market

117.0% Longer YoY

Home Price Forecast

0.1%

Median Rent

$2,400

1.1% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$2,250

15.9% YoY Growth

3-Bed Rent

$3,000

4.2% YoY Growth

Home Price Trends — Riva, MD

As of Dec '25, the median home price in Riva, MD is $643,000, with a year-over-year change of 2.5%. This indicates that home prices in Riva, MD are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$643,000	2.5%
Single Family	$645,000	2.1%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Riva, MD

As of July '25, Rentcast reports the average rent in Riva, MD is $2,790, with a year-over-year rent change of -1.1%. Per bedroom, the median rent as of July '25 in Riva, MD is 2-bedrooms: $2,320, 3-bedrooms: $3,000, 4-bedrooms: $3,500. The most common rental property sizes in Riva, MD are 3-bedroom and 5+ bedroom, accounting for 85.3% and 14.7% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,400	$2,790
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$2,250	$2,320
3 Bed Rent	$3,000	$3,000
4 Bed Rent	$3,500	$3,500

Loading chart...

% of Rental Stock

3 Bedrooms

85.3%

5+ Bedrooms

14.7%

Property Listings — Riva, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Riva, MD is 37. This is a increase of 107.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$592,000	5.0%
Listing Count	11	67.0%
Listings as % of Homes	0.2%	67.0%
Days on Market	60	117.0%

Loading chart...

Demographics — Riva, MD

As of the latest ACS Survey released in 2023, Riva, MD has a population of 4,230, which has increased by 23.3% over the past 5 years. Riva, MD is a popular place for families, as children make up 26.0% of the population. The area has a highly educated workforce, with 51.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	4,230	23.3%
% Under 18	26.0%	-0.8%
% Seniors	25.1%	61.9%
% WFH	22.9%	269.4%
% w/ College Degree	51.7%	-3.0%

Loading chart...

As of the latest ACS Survey released in 2023, Riva, MD is a predominantly white area, with 87.4% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Riva, MD is hispanic, making up 8.3% of the population. Foreign-born residents account for 4.2% of the population in Riva, MD, and this percentage has decreased by 14.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	87.4%	-7.1%
% Black	0.3%	-70.0%
% Hispanic	8.3%	76.6%
% Asian	0.8%	300.0%
% Foreign Born	4.2%	-14.3%

Loading chart...

Mortgage and Risk — Riva, MD

According to HUD data as of 2023, there were 74 mortgage originations in Riva, MD, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Riva, MD. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	74
% Conventional Loans	88.0%
% Government Loans	12.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	8.0%

Loading chart...

Rentals and Section 8 — Riva, MD

Riva, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$2,140
2 Bedroom	$370	$2,250	$2,620
3 Bedroom	$400	$3,000	$3,400
4 Bedroom	$350	$3,500	$3,850

Riva, MD—21140

Key Metrics at a Glance

Home Price Trends — Riva, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Riva, MD

% of Rental Stock

Property Listings — Riva, MD

Demographics — Riva, MD

Race and Ethnicity

Mortgage and Risk — Riva, MD

Mortgages

Rentals and Section 8 — Riva, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Riva, MD

Home Price to Income Ratio

Riva, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Annapolis, MD

Davidsonville, MD

Edgewater, MD

Harwood, MD

Crownsville, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4
Median Home Price	$643,000
Median Household Income	$152,000

Riva, MD—21140

Key Metrics at a Glance

Home Price Trends — Riva, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Riva, MD

% of Rental Stock

Property Listings — Riva, MD

Demographics — Riva, MD

Race and Ethnicity

Mortgage and Risk — Riva, MD

Mortgages

Rentals and Section 8 — Riva, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Riva, MD

Home Price to Income Ratio

Riva, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Annapolis, MD

Davidsonville, MD

Edgewater, MD

Harwood, MD

Crownsville, MD

Frequently Asked Questions

What is the average home price in Riva, MD 21140?

How have home prices in Riva, MD 21140 changed over the past year?

What is the home price projection for Riva, MD 21140?

What are the demographics of Riva, MD 21140?

How long does it take homes to sell in Riva, MD 21140?

What is the average rent price in Riva, MD 21140?