Whitehall, MD—21161
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitehall, MD
As of Oct '25, the median home price in Whitehall, MD is $547,000, with a year-over-year change of 3.2%. This indicates that home prices in Whitehall, MD are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $547,000 | 3.2% |
| Single Family | $548,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $504,000 | 3.5% |
4 Bed | $648,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Whitehall, MD
As of July '25, Rentcast reports the average rent in Whitehall, MD is $1,950, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Whitehall, MD is 2-bedrooms: $1,600, 3-bedrooms: $2,300. The most common rental property sizes in Whitehall, MD are 3-bedroom and 2-bedroom, accounting for 43.8% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,600 | $1,600 |
| 3 Bed Rent | $2,300 | $2,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Whitehall, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Whitehall, MD is 24. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $719,000 | 10.0% |
Listing Count | 20 | 33.0% |
| Listings as % of Homes | 0.5% | 33.0% |
Days on Market | 24 | -26.0% |
Demographics — Whitehall, MD
As of the latest ACS Survey released in 2023, Whitehall, MD has a population of 5,290, which has increased by 1.3% over the past 5 years. Whitehall, MD is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 35.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,290 | 1.3% |
% Under 18 | 20.6% | 14.4% |
% Seniors | 23.3% | 25.3% |
% WFH | 12.9% | 174.5% |
% w/ College Degree | 35.2% | -0.8% |
As of the latest ACS Survey released in 2023, Whitehall, MD is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Whitehall, MD is black, making up 0.8% of the population. Foreign-born residents account for 0.8% of the population in Whitehall, MD, and this percentage has decreased by 57.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.1% | -3.0% |
% Black | 0.8% | ∞% |
% Hispanic | 0.8% | 100.0% |
% Asian | 0.3% | 50.0% |
% Foreign Born | 0.8% | -57.9% |
Mortgage and Risk — Whitehall, MD
According to HUD data as of 2023, there were 68 mortgage originations in Whitehall, MD, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Whitehall, MD. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 68 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Whitehall, MD
Whitehall, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,440 |
| 2 Bedroom | $180 | $1,600 | $1,780 |
| 3 Bedroom | $10 | $2,300 | $2,310 |
| 4 Bedroom | N/A | N/A | $2,600 |
Affordability — Whitehall, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $547,000 |
| Median Household Income | $99,700 |