New Windsor, MD—21776
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — New Windsor, MD
As of Oct '25, the median home price in New Windsor, MD is $476,000, with a year-over-year change of 1.7%. This indicates that home prices in New Windsor, MD are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $476,000 | 1.7% |
| Single Family | $477,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $452,000 | 0.4% |
4 Bed | $548,000 | 0.9% |
| 5 Bed | $631,000 | 1.3% |
% of Housing Stock
Rental Trends — New Windsor, MD
As of July '25, Rentcast reports the average rent in New Windsor, MD is $2,200, with a year-over-year rent change of 8.9%. Per bedroom, the median rent as of July '25 in New Windsor, MD is 2-bedrooms: $1,880, 3-bedrooms: $1,760. The most common rental property sizes in New Windsor, MD are 2-bedroom and 3-bedroom, accounting for 53.0% and 34.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,580 | $2,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,150 | $1,880 |
| 3 Bed Rent | $1,580 | $1,760 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — New Windsor, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in New Windsor, MD is 74. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $581,000 | -15.0% |
Listing Count | 30 | 61.0% |
| Listings as % of Homes | 0.6% | 61.0% |
Days on Market | 74 | 13.0% |
Demographics — New Windsor, MD
As of the latest ACS Survey released in 2023, New Windsor, MD has a population of 5,900, which has increased by 5.3% over the past 5 years. New Windsor, MD is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 36.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,900 | 5.3% |
% Under 18 | 19.3% | -13.8% |
% Seniors | 20.9% | 83.3% |
% WFH | 13.3% | 155.8% |
% w/ College Degree | 36.8% | 37.3% |
As of the latest ACS Survey released in 2023, New Windsor, MD is a predominantly white area, with 90.4% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in New Windsor, MD is black, making up 4.0% of the population. Foreign-born residents account for 4.8% of the population in New Windsor, MD, and this percentage has increased by 54.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.4% | -0.1% |
% Black | 4.0% | 263.6% |
% Hispanic | 2.1% | -16.0% |
% Asian | 0.8% | -60.0% |
% Foreign Born | 4.8% | 54.8% |
Mortgage and Risk — New Windsor, MD
According to HUD data as of 2023, there were 96 mortgage originations in New Windsor, MD, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in New Windsor, MD. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 96 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — New Windsor, MD
New Windsor, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 12.0% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,410 |
| 2 Bedroom | $560 | $1,150 | $1,710 |
| 3 Bedroom | $610 | $1,580 | $2,190 |
| 4 Bedroom | N/A | N/A | $2,470 |
Affordability — New Windsor, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $476,000 |
| Median Household Income | $112,000 |