Dumfries, VA22025

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$574,000
1.7% YoY Growth
Median Household Income
$136,000
15.6% 5-Year Growth
Days on Market
31
22.0% Longer than last year
Home Price Forecast
-0.2%
Median Rent
$3,000
8.8% YoY Growth
1-Bed Rent
$1,300
28.6% YoY Growth
2-Bed Rent
$2,300
9.8% YoY Growth
3-Bed Rent
$2,800
5.2% YoY Growth

Other Zip Codes in Dumfries, VA

Property Listings — Dumfries, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Dumfries, VA is 31. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$624,00011.0%
Listing Count
6375.0%
Listings as % of Homes0.5%75.0%
Days on Market
3122.0%
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Demographics — Dumfries, VA

As of the latest ACS Survey released in 2023, Dumfries, VA has a population of 18,900, which has increased by 6.8% over the past 5 years. Dumfries, VA is a moderately popular place for families, as children make up 24.2% of the population. The area has a highly educated workforce, with 55.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,9006.8%
% Under 18
24.2%-0.8%
% Seniors
16.1%5.9%
% WFH
24.9%277.3%
% w/ College Degree
55.5%4.3%
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As of the latest ACS Survey released in 2023, Dumfries, VA is a predominantly white area, with 51.6% of the population identifying as white. The white population has shrunk by 10.9% in the last 5 years. The second most common race or ethnicity in Dumfries, VA is black, making up 23.4% of the population. Foreign-born residents account for 13.3% of the population in Dumfries, VA, and this percentage has increased by 8.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
51.6%-10.9%
% Black
23.4%6.4%
% Hispanic
12.0%10.1%
% Asian
6.4%6.7%
% Foreign Born
13.3%8.1%
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Mortgage and Risk — Dumfries, VA

According to HUD data as of 2023, there were 367 mortgage originations in Dumfries, VA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Dumfries, VA. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
367
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Dumfries, VA

As of 2024, the percent of homes in Dumfries, VA under the Section 8 program is 14.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dumfries, VA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
113
Total Units Section 8
113
% Rentals under Section 8
14.6%
% Occupied Section 8
78.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1,210$1,300$2,510
2 Bedroom$530$2,300$2,830
3 Bedroom$740$2,800$3,540
4 Bedroom$870$3,300$4,170

Affordability — Dumfries, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$574,000
Median Household Income$136,000

Dumfries, VA — ZIP Code Boundary Map

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Frequently Asked Questions