View in Interactive Map

Stafford, VA—22554

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$570,000
0.3% YoY Growth
Household Income
$148,000
27.4% YoY Growth
Days on Market
30
49.0% Longer YoY
Home Price Forecast
-1.2%
Median Rent
$2,850
9.7% YoY Growth
1-Bed Rent
$1,500
20.4% YoY Growth
2-Bed Rent
$1,900
7.9% YoY Growth
3-Bed Rent
$2,700
4.7% YoY Growth

Other Zip Codes in Stafford, VA

22556
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Stafford, VA

As of May '26, the median home price in Stafford, VA is $570,000, with a year-over-year change of 0.3%. This indicates that home prices in Stafford, VA are flat. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$570,0000.3%
Single Family $575,0000.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$361,0000.3%
    3 Bed
    		$455,0000.4%
    4 Bed
    		$607,000-0.2%
    5 Bed $700,176-0.6%
    Loading chart...

    % of Housing Stock

    Studio
    0.6%
    1 Bedroom
    2.1%
    2 Bedrooms
    8.3%
    3 Bedrooms
    30.4%
    4 Bedrooms
    38.9%
    5+ Bedrooms
    19.6%

    Rental Trends — Stafford, VA

    As of July '25, Rentcast reports the average rent in Stafford, VA is $2,840, with a year-over-year rent change of 9.7%. Per bedroom, the median rent as of July '25 in Stafford, VA is 1-bedrooms: $1,480, 2-bedrooms: $1,990, 3-bedrooms: $2,660, 4-bedrooms: $3,180. The most common rental property sizes in Stafford, VA are 3-bedroom and 2-bedroom, accounting for 39.5% and 25.6% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,850$2,840
    Studio Rent N/AN/A
    1 Bed Rent $1,500$1,480
    2 Bed Rent $1,900$1,990
    3 Bed Rent $2,700$2,660
    4 Bed Rent $3,200$3,180
    Loading chart...

    % of Rental Stock

    Studio
    1.9%
    1 Bedroom
    10.2%
    2 Bedrooms
    25.6%
    3 Bedrooms
    39.5%
    4 Bedrooms
    17.6%
    5+ Bedrooms
    5.2%

    Property Listings — Stafford, VA

    As of May '26, Realtor.com reports that the median days on market for a home in Stafford, VA is 30. This is a increase of 49.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$628,000-2.0%
    Listing Count
    		31027.0%
    Listings as % of Homes0.7%27.0%
    Days on Market
    		3049.0%
    Loading chart...

    Demographics — Stafford, VA

    As of the latest ACS Survey released in 2023, Stafford, VA has a population of 64,600, which has increased by 15.3% over the past 5 years. Stafford, VA is a popular place for families, as children make up 27.3% of the population. The area has a highly educated workforce, with 45.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		64,60015.3%
    % Under 18
    		27.3%-1.1%
    % Seniors
    		8.8%18.9%
    % WFH
    		21.1%348.9%
    % w/ College Degree
    		45.4%6.3%
    Loading chart...

    As of the latest ACS Survey released in 2023, Stafford, VA is a predominantly white area, with 44.1% of the population identifying as white. The white population has shrunk by 22.1% in the last 5 years. The second most common race or ethnicity in Stafford, VA is black, making up 26.4% of the population. Foreign-born residents account for 15.2% of the population in Stafford, VA, and this percentage has increased by 46.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		44.1%-22.1%
    % Black
    		26.4%34.0%
    % Hispanic
    		16.6%10.7%
    % Asian
    		4.6%12.2%
    % Foreign Born
    		15.2%46.2%
    Loading chart...

    Mortgage and Risk — Stafford, VA

    According to HUD data as of 2023, there were 1496 mortgage originations in Stafford, VA, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Stafford, VA. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		1,496
    % Conventional Loans
    		55.0%
    % Government Loans
    		45.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		13.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Stafford, VA

    As of 2024, the percent of homes in Stafford, VA under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Stafford, VA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		257
    Total Units Section 8
    		251
    % Rentals under Section 8
    		5.9%
    % Occupied Section 8
    		88.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$520$1,500$2,020
    2 Bedroom$370$1,900$2,270
    3 Bedroom$140$2,700$2,840
    4 Bedroom$150$3,200$3,350

    Affordability — Stafford, VA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.5
    Median Home Price$570,000
    Median Household Income$148,000

    Stafford, VA — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Fredericksburg, VA

    22405

    Quantico, VA

    22134

    Stafford, VA

    22556

    Triangle, VA

    22172

    Fredericksburg, VA

    22401

    Frequently Asked Questions