Winchester, VA22602

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$412,000
2.3% YoY Growth
Median Household Income
$99,500
26.1% 5-Year Growth
Days on Market
50
25.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$2,300
3.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,650
0.0% YoY Growth
3-Bed Rent
$2,200
0.9% YoY Growth

Other Zip Codes in Winchester, VA

Property Listings — Winchester, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Winchester, VA is 50. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$489,0007.0%
Listing Count
18122.0%
Listings as % of Homes1.0%22.0%
Days on Market
5025.0%
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Demographics — Winchester, VA

As of the latest ACS Survey released in 2023, Winchester, VA has a population of 32,200, which has increased by 7.5% over the past 5 years. Winchester, VA is a popular place for families, as children make up 25.3% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,2007.5%
% Under 18
25.3%4.5%
% Seniors
15.5%5.4%
% WFH
11.5%109.1%
% w/ College Degree
31.2%5.1%
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As of the latest ACS Survey released in 2023, Winchester, VA is a predominantly white area, with 79.3% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Winchester, VA is hispanic, making up 11.9% of the population. Foreign-born residents account for 8.1% of the population in Winchester, VA, and this percentage has increased by 30.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.3%-5.1%
% Black
3.2%-28.9%
% Hispanic
11.9%58.7%
% Asian
1.6%6.7%
% Foreign Born
8.1%30.6%
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Mortgage and Risk — Winchester, VA

According to HUD data as of 2023, there were 746 mortgage originations in Winchester, VA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Winchester, VA. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
746
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Winchester, VA

Winchester, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
52
Total Units Section 8
41
% Rentals under Section 8
1.8%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,330
2 Bedroom$10$1,650$1,660
3 Bedroom-$140$2,200$2,060
4 Bedroom$190$2,600$2,790

Affordability — Winchester, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$412,000
Median Household Income$99,500

Winchester, VA — ZIP Code Boundary Map

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Frequently Asked Questions