Williamsburg, VA23185

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$448,000
2.2% YoY Growth
Median Household Income
$104,000
26.6% 5-Year Growth
Days on Market
56
47.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$2,200
0.9% YoY Growth
1-Bed Rent
$1,550
8.1% YoY Growth
2-Bed Rent
$1,650
7.2% YoY Growth
3-Bed Rent
$2,350
1.3% YoY Growth

Other Zip Codes in Williamsburg, VA

Property Listings — Williamsburg, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Williamsburg, VA is 56. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$550,00021.0%
Listing Count
23427.0%
Listings as % of Homes0.6%27.0%
Days on Market
5647.0%
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Demographics — Williamsburg, VA

As of the latest ACS Survey released in 2023, Williamsburg, VA has a population of 54,400, which has increased by 13.3% over the past 5 years. Williamsburg, VA is a moderately popular place for families, as children make up 18.2% of the population. The area has a highly educated workforce, with 52.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
54,40013.3%
% Under 18
18.2%1.7%
% Seniors
22.5%5.6%
% WFH
17.3%174.6%
% w/ College Degree
52.0%1.2%
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As of the latest ACS Survey released in 2023, Williamsburg, VA is a predominantly white area, with 70.9% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Williamsburg, VA is black, making up 13.6% of the population. Foreign-born residents account for 8.4% of the population in Williamsburg, VA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.9%-2.3%
% Black
13.6%0.0%
% Hispanic
7.9%19.7%
% Asian
3.6%-10.0%
% Foreign Born
8.4%0.0%
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Mortgage and Risk — Williamsburg, VA

According to HUD data as of 2023, there were 1086 mortgage originations in Williamsburg, VA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Williamsburg, VA. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,086
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Williamsburg, VA

As of 2024, the percent of homes in Williamsburg, VA under the Section 8 program is 3.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Williamsburg, VA, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
247
Total Units Section 8
143
% Rentals under Section 8
3.0%
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$1,550$1,500
2 Bedroom$70$1,650$1,720
3 Bedroom$40$2,350$2,390
4 Bedroom$0$2,850$2,850

Affordability — Williamsburg, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$448,000
Median Household Income$104,000

Williamsburg, VA — ZIP Code Boundary Map

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Frequently Asked Questions