Elberon, VA23846

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$281,000
1.9% YoY Growth
Median Household Income
$91,200
45.0% 5-Year Growth
Days on Market
28
20.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Elberon, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Elberon, VA is 28. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$440,000-25.0%
Listing Count
30.0%
Listings as % of Homes0.3%0.0%
Days on Market
28-20.0%
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Demographics — Elberon, VA

As of the latest ACS Survey released in 2023, Elberon, VA has a population of 487, which has decreased by -56.8% over the past 5 years. Elberon, VA is a less popular place for families, as children make up 7.2% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
487-56.8%
% Under 18
7.2%-61.3%
% Seniors
56.7%323.1%
% WFH
0.0%-100.0%
% w/ College Degree
20.4%75.9%
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As of the latest ACS Survey released in 2023, Elberon, VA is a predominantly white area, with 54.4% of the population identifying as white. The white population has shrunk by 29.9% in the last 5 years. The second most common race or ethnicity in Elberon, VA is black, making up 37.8% of the population. Foreign-born residents account for 1.6% of the population in Elberon, VA, and this percentage has decreased by 54.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
54.4%-29.9%
% Black
37.8%84.4%
% Hispanic
0.0%N/A
% Asian
0.0%-100.0%
% Foreign Born
1.6%-54.3%
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Mortgage and Risk — Elberon, VA

According to HUD data as of 2023, there were 82 mortgage originations in Elberon, VA, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Elberon, VA. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
82
% Conventional Loans
60.0%
% Government Loans
40.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Elberon, VA

Elberon, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$690
2 BedroomN/AN/A$850
3 BedroomN/AN/A$1,190
4 BedroomN/AN/A$1,430

Affordability — Elberon, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$281,000
Median Household Income$91,200

Elberon, VA — ZIP Code Boundary Map

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Frequently Asked Questions