Grottoes, VA24441

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$301,000
2.0% YoY Growth
Median Household Income
$80,300
41.9% 5-Year Growth
Days on Market
46
152.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,450
6.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,350
4.7% YoY Growth
3-Bed Rent
$1,700
2.3% YoY Growth

Property Listings — Grottoes, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Grottoes, VA is 46. This is a increase of 152.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$348,0009.0%
Listing Count
2336.0%
Listings as % of Homes0.1%36.0%
Days on Market
46152.0%
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Demographics — Grottoes, VA

As of the latest ACS Survey released in 2023, Grottoes, VA has a population of 6,380, which has increased by 2.4% over the past 5 years. Grottoes, VA is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 16.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,3802.4%
% Under 18
21.3%10.4%
% Seniors
19.9%30.1%
% WFH
6.4%106.5%
% w/ College Degree
16.0%15.9%
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As of the latest ACS Survey released in 2023, Grottoes, VA is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Grottoes, VA is hispanic, making up 4.2% of the population. Foreign-born residents account for 1.7% of the population in Grottoes, VA, and this percentage has decreased by 39.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.4%-3.7%
% Black
3.0%87.5%
% Hispanic
4.2%-45.5%
% Asian
0.0%N/A
% Foreign Born
1.7%-39.3%
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Mortgage and Risk — Grottoes, VA

According to HUD data as of 2023, there were 212 mortgage originations in Grottoes, VA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Grottoes, VA. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
212
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Grottoes, VA

Grottoes, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
4.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,080
2 Bedroom-$20$1,350$1,330
3 Bedroom$120$1,700$1,820
4 BedroomN/AN/A$2,190

Affordability — Grottoes, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$301,000
Median Household Income$80,300

Grottoes, VA — ZIP Code Boundary Map

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Frequently Asked Questions