Mount Airy, NC—27030
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Mount Airy, NC
Home Price Trends — Mount Airy, NC
As of Oct '25, the median home price in Mount Airy, NC is $204,000, with a year-over-year change of -1.4%. This indicates that home prices in Mount Airy, NC are decreasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $204,000 | -1.4% |
| Single Family | $202,000 | -1.0% |
| Condos | $260,000 | 3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $111,000 | 0.0% |
2 Bed | $152,000 | -1.9% |
3 Bed | $220,000 | -0.9% |
4 Bed | $320,000 | 3.6% |
| 5 Bed | $388,000 | 2.1% |
% of Housing Stock
Rental Trends — Mount Airy, NC
As of July '25, Rentcast reports the average rent in Mount Airy, NC is $1,100, with a year-over-year rent change of -13.4%. Per bedroom, the median rent as of July '25 in Mount Airy, NC is 1-bedrooms: $711, 2-bedrooms: $1,040, 3-bedrooms: $1,780, 4-bedrooms: $1,450. The most common rental property sizes in Mount Airy, NC are 2-bedroom and 3-bedroom, accounting for 40.0% and 34.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $985 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $695 | $711 |
| 2 Bed Rent | $965 | $1,040 |
| 3 Bed Rent | $1,800 | $1,780 |
| 4 Bed Rent | $1,450 | $1,450 |
% of Rental Stock
Property Listings — Mount Airy, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Airy, NC is 70. This is a increase of 45.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $286,000 | 4.0% |
Listing Count | 104 | 2.0% |
| Listings as % of Homes | 0.5% | 2.0% |
Days on Market | 70 | 45.0% |
Demographics — Mount Airy, NC
As of the latest ACS Survey released in 2023, Mount Airy, NC has a population of 36,400, which has increased by 1.4% over the past 5 years. Mount Airy, NC is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 17.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 36,400 | 1.4% |
% Under 18 | 20.6% | 2.5% |
% Seniors | 21.9% | 2.8% |
% WFH | 4.8% | 77.8% |
% w/ College Degree | 17.8% | 17.1% |
As of the latest ACS Survey released in 2023, Mount Airy, NC is a predominantly white area, with 82.9% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Mount Airy, NC is hispanic, making up 8.7% of the population. Foreign-born residents account for 4.3% of the population in Mount Airy, NC, and this percentage has decreased by 14.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.9% | 0.2% |
% Black | 5.0% | -2.0% |
% Hispanic | 8.7% | -17.1% |
% Asian | 0.7% | 40.0% |
% Foreign Born | 4.3% | -14.0% |
Mortgage and Risk — Mount Airy, NC
According to HUD data as of 2023, there were 578 mortgage originations in Mount Airy, NC, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Mount Airy, NC. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 578 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Mount Airy, NC
As of 2024, the percent of homes in Mount Airy, NC under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Mount Airy, NC, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 663 |
Total Units Section 8 | 324 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $155 | $695 | $850 |
| 2 Bedroom | $35 | $965 | $1,000 |
| 3 Bedroom | -$490 | $1,800 | $1,310 |
| 4 Bedroom | $60 | $1,450 | $1,510 |
Affordability — Mount Airy, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $204,000 |
| Median Household Income | $47,200 |