Ruffin, NC—27326
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ruffin, NC
As of Oct '25, the median home price in Ruffin, NC is $200,000, with a year-over-year change of -2.2%. This indicates that home prices in Ruffin, NC are decreasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $200,000 | -2.2% |
| Single Family | $200,000 | -1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $155,000 | -3.1% |
3 Bed | $236,000 | -0.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ruffin, NC
As of July '25, Rentcast reports the average rent in Ruffin, NC is $1,300, with a year-over-year rent change of 4.0%. Per bedroom, the median rent as of July '25 in Ruffin, NC is 3-bedrooms: $1,300. The most common rental property sizes in Ruffin, NC are 2-bedroom and 3-bedroom, accounting for 43.9% and 34.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $995 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $995 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ruffin, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Ruffin, NC is 60. This is a increase of 106.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $304,000 | -19.0% |
Listing Count | 9 | 71.0% |
| Listings as % of Homes | 0.2% | 71.0% |
Days on Market | 60 | 106.0% |
Demographics — Ruffin, NC
As of the latest ACS Survey released in 2023, Ruffin, NC has a population of 3,390, which has increased by 17.9% over the past 5 years. Ruffin, NC is a moderately popular place for families, as children make up 19.4% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,390 | 17.9% |
% Under 18 | 19.4% | 26.0% |
% Seniors | 21.2% | -0.5% |
% WFH | 5.3% | 3.9% |
% w/ College Degree | 11.0% | -9.1% |
As of the latest ACS Survey released in 2023, Ruffin, NC is a predominantly white area, with 70.2% of the population identifying as white. The white population has shrunk by 11.1% in the last 5 years. The second most common race or ethnicity in Ruffin, NC is black, making up 20.8% of the population. Foreign-born residents account for 0.9% of the population in Ruffin, NC, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.2% | -11.1% |
% Black | 20.8% | 14.3% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.9% | 350.0% |
% Foreign Born | 0.9% | 0.0% |
Mortgage and Risk — Ruffin, NC
According to HUD data as of 2023, there were 105 mortgage originations in Ruffin, NC, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Ruffin, NC. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 105 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ruffin, NC
Ruffin, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | $215 | $995 | $1,210 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Ruffin, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $200,000 |
| Median Household Income | $66,000 |