Trinity, NC27370

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$270,000
2.3% YoY Growth
Median Household Income
$70,900
37.0% 5-Year Growth
Days on Market
67
38.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,700
2.9% YoY Growth
1-Bed Rent
$1,000
N/A
2-Bed Rent
$850
32.0% YoY Growth
3-Bed Rent
$1,700
2.3% YoY Growth

Property Listings — Trinity, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Trinity, NC is 67. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$367,0004.0%
Listing Count
9416.0%
Listings as % of Homes0.6%16.0%
Days on Market
6738.0%
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Demographics — Trinity, NC

As of the latest ACS Survey released in 2023, Trinity, NC has a population of 15,200, which has decreased by -2.9% over the past 5 years. Trinity, NC is a moderately popular place for families, as children make up 23.0% of the population. The area has a poorly educated workforce, with 19.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,200-2.9%
% Under 18
23.0%-1.3%
% Seniors
22.3%28.9%
% WFH
7.0%32.1%
% w/ College Degree
19.3%19.9%
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As of the latest ACS Survey released in 2023, Trinity, NC is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Trinity, NC is hispanic, making up 5.2% of the population. Foreign-born residents account for 1.3% of the population in Trinity, NC, and this percentage has decreased by 7.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.9%-4.4%
% Black
1.9%-9.5%
% Hispanic
5.2%188.9%
% Asian
1.2%50.0%
% Foreign Born
1.3%-7.1%
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Mortgage and Risk — Trinity, NC

According to HUD data as of 2023, there were 441 mortgage originations in Trinity, NC, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Trinity, NC. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
441
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Trinity, NC

As of 2024, the percent of homes in Trinity, NC under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Trinity, NC, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
23
Total Units Section 8
23
% Rentals under Section 8
1.6%
% Occupied Section 8
71.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$1,000$970
2 Bedroom$220$850$1,070
3 Bedroom-$340$1,700$1,360
4 Bedroom-$270$1,800$1,530

Affordability — Trinity, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$270,000
Median Household Income$70,900

Trinity, NC — ZIP Code Boundary Map

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Frequently Asked Questions