Henderson, NC—27537
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Henderson, NC
Home Price Trends — Henderson, NC
As of Oct '25, the median home price in Henderson, NC is $242,000, with a year-over-year change of 1.2%. This indicates that home prices in Henderson, NC are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $242,000 | 1.2% |
| Single Family | $241,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $166,000 | 1.8% |
3 Bed | $253,000 | 1.6% |
4 Bed | $327,000 | 1.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Henderson, NC
As of July '25, Rentcast reports the average rent in Henderson, NC is $1,250, with a year-over-year rent change of -3.1%. Per bedroom, the median rent as of July '25 in Henderson, NC is 1-bedrooms: $1,100, 2-bedrooms: $873, 3-bedrooms: $1,280, 4-bedrooms: $2,000. The most common rental property sizes in Henderson, NC are 3-bedroom and 2-bedroom, accounting for 47.6% and 34.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | $795 | $873 |
| 3 Bed Rent | $1,200 | $1,280 |
| 4 Bed Rent | $2,000 | $2,000 |
% of Rental Stock
Property Listings — Henderson, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Henderson, NC is 65. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $326,000 | 1.0% |
Listing Count | 42 | -17.0% |
| Listings as % of Homes | 0.3% | -17.0% |
Days on Market | 65 | 20.0% |
Demographics — Henderson, NC
As of the latest ACS Survey released in 2023, Henderson, NC has a population of 23,800, which has decreased by -3.2% over the past 5 years. Henderson, NC is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 19.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,800 | -3.2% |
% Under 18 | 23.1% | 5.0% |
% Seniors | 19.4% | 5.4% |
% WFH | 9.6% | 104.3% |
% w/ College Degree | 19.3% | 62.2% |
As of the latest ACS Survey released in 2023, Henderson, NC is a predominantly white area, with 43.9% of the population identifying as white. The white population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Henderson, NC is black, making up 42.5% of the population. Foreign-born residents account for 3.7% of the population in Henderson, NC, and this percentage has decreased by 33.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 43.9% | -10.0% |
% Black | 42.5% | 5.5% |
% Hispanic | 7.9% | -15.1% |
% Asian | 0.4% | 33.3% |
% Foreign Born | 3.7% | -33.9% |
Mortgage and Risk — Henderson, NC
According to HUD data as of 2023, there were 333 mortgage originations in Henderson, NC, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Henderson, NC. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 333 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Henderson, NC
As of 2024, the percent of homes in Henderson, NC under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Henderson, NC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 92 |
Total Units Section 8 | 92 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 68.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $220 | $1,100 | $1,320 |
| 2 Bedroom | $695 | $795 | $1,490 |
| 3 Bedroom | $640 | $1,200 | $1,840 |
| 4 Bedroom | $440 | $2,000 | $2,440 |
Affordability — Henderson, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $242,000 |
| Median Household Income | $52,300 |