Jackson, NC—27845
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jackson, NC
As of Oct '25, the median home price in Jackson, NC is $105,000, with a year-over-year change of 1.7%. This indicates that home prices in Jackson, NC are increasing. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $105,000 | 1.7% |
| Single Family | $105,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $56,000 | 3.7% |
3 Bed | $112,000 | 1.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jackson, NC
Jackson, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jackson, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Jackson, NC is 138. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $150,000 | 43.0% |
Listing Count | 3 | -14.0% |
| Listings as % of Homes | 0.7% | -14.0% |
Days on Market | 138 | 5.0% |
Demographics — Jackson, NC
As of the latest ACS Survey released in 2023, Jackson, NC has a population of 2,340, which has decreased by -18.7% over the past 5 years. Jackson, NC is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 19.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,340 | -18.7% |
% Under 18 | 21.7% | 13.6% |
% Seniors | 21.0% | -4.1% |
% WFH | 3.9% | -7.1% |
% w/ College Degree | 19.6% | 71.9% |
As of the latest ACS Survey released in 2023, Jackson, NC is a predominantly black area, with 49.2% of the population identifying as black. The black population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Jackson, NC is white, making up 45.7% of the population. Foreign-born residents account for 1.2% of the population in Jackson, NC, and this percentage has decreased by 47.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.7% | 16.3% |
% Black | 49.2% | -7.0% |
% Hispanic | 2.4% | 4.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.2% | -47.8% |
Mortgage and Risk — Jackson, NC
According to HUD data as of 2023, there were 14 mortgage originations in Jackson, NC, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 64.0% above 90% LTV (very high). This implies large mortgage risk in Jackson, NC. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 14 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Jackson, NC
Jackson, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 30 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,140 |
| 4 Bedroom | N/A | N/A | $1,310 |
Affordability — Jackson, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $105,000 |
| Median Household Income | $49,000 |