Lumberton, NC—28360
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Lumberton, NC
Home Price Trends — Lumberton, NC
As of Oct '25, the median home price in Lumberton, NC is $181,000, with a year-over-year change of 1.2%. This indicates that home prices in Lumberton, NC are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $181,000 | 1.2% |
| Single Family | $181,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $102,000 | -3.8% |
3 Bed | $186,000 | 1.6% |
4 Bed | $253,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lumberton, NC
As of July '25, Rentcast reports the average rent in Lumberton, NC is $769, with a year-over-year rent change of -7.7%. Per bedroom, the median rent as of July '25 in Lumberton, NC is studios: $350, 3-bedrooms: $1,190. The most common rental property sizes in Lumberton, NC are 2-bedroom and 3-bedroom, accounting for 45.5% and 45.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $350 | $769 |
| Studio Rent | $350 | $350 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $975 | $1,190 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lumberton, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Lumberton, NC is 71. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $240,000 | -3.0% |
Listing Count | 20 | -22.0% |
| Listings as % of Homes | 0.3% | -22.0% |
Days on Market | 71 | 10.0% |
Demographics — Lumberton, NC
As of the latest ACS Survey released in 2023, Lumberton, NC has a population of 12,700, which has decreased by -14.7% over the past 5 years. Lumberton, NC is a popular place for families, as children make up 25.6% of the population. The area has a poorly educated workforce, with 15.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,700 | -14.7% |
% Under 18 | 25.6% | -11.1% |
% Seniors | 14.2% | 11.8% |
% WFH | 4.3% | 138.9% |
% w/ College Degree | 15.1% | 9.4% |
As of the latest ACS Survey released in 2023, Lumberton, NC is a predominantly white area, with 17.1% of the population identifying as white. The white population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in Lumberton, NC is hispanic, making up 12.7% of the population. Foreign-born residents account for 5.3% of the population in Lumberton, NC, and this percentage has increased by 10.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 17.1% | -8.6% |
% Black | 10.6% | -2.8% |
% Hispanic | 12.7% | 32.3% |
% Asian | 0.3% | -57.1% |
% Foreign Born | 5.3% | 10.4% |
Mortgage and Risk — Lumberton, NC
According to HUD data as of 2023, there were 106 mortgage originations in Lumberton, NC, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Lumberton, NC. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 106 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Lumberton, NC
Lumberton, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 153 |
Total Units Section 8 | 43 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | $205 | $975 | $1,180 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Lumberton, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $181,000 |
| Median Household Income | $46,600 |