Proctorville, NC—28369
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Proctorville, NC
As of Oct '25, the median home price in Proctorville, NC is $111,000, with a year-over-year change of -0.4%. This indicates that home prices in Proctorville, NC are flat. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $111,000 | -0.4% |
| Single Family | $111,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $123,000 | -0.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Proctorville, NC
Proctorville, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $925 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $900 | $900 |
| 3 Bed Rent | $950 | $950 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Proctorville, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Proctorville, NC is 324. This is a increase of 314.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $619,000 | 230.0% |
Listing Count | 5 | 86.0% |
| Listings as % of Homes | N/A | 86.0% |
Days on Market | 324 | 314.0% |
Demographics — Proctorville, NC
As of the latest ACS Survey released in 2023, Proctorville, NC has a population of 1,780, which has decreased by -37.8% over the past 5 years. Proctorville, NC is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 8.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,780 | -37.8% |
% Under 18 | 20.8% | -9.6% |
% Seniors | 19.8% | 23.0% |
% WFH | 3.5% | 94.4% |
% w/ College Degree | 8.1% | -24.3% |
As of the latest ACS Survey released in 2023, Proctorville, NC is a predominantly white area, with 55.1% of the population identifying as white. The white population has grown by 22.7% in the last 5 years. The second most common race or ethnicity in Proctorville, NC is black, making up 26.1% of the population. Foreign-born residents account for 1.8% of the population in Proctorville, NC, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 55.1% | 22.7% |
% Black | 26.1% | -22.3% |
% Hispanic | 5.3% | -5.4% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.8% | -33.3% |
Mortgage and Risk — Proctorville, NC
According to HUD data as of 2023, there were 37 mortgage originations in Proctorville, NC, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Proctorville, NC. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Proctorville, NC
Proctorville, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | $30 | $900 | $930 |
| 3 Bedroom | $230 | $950 | $1,180 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Proctorville, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $111,000 |
| Median Household Income | $42,600 |