Jacksonville, NC—28546
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Jacksonville, NC
Home Price Trends — Jacksonville, NC
As of Oct '25, the median home price in Jacksonville, NC is $258,000, with a year-over-year change of 2.8%. This indicates that home prices in Jacksonville, NC are increasing. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $258,000 | 2.8% |
| Single Family | $258,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $165,000 | 3.8% |
3 Bed | $244,000 | 3.0% |
4 Bed | $322,000 | 3.2% |
| 5 Bed | $415,000 | 1.5% |
% of Housing Stock
Rental Trends — Jacksonville, NC
As of July '25, Rentcast reports the average rent in Jacksonville, NC is $1,550, with a year-over-year rent change of 7.6%. Per bedroom, the median rent as of July '25 in Jacksonville, NC is studios: $1,280, 1-bedrooms: $993, 2-bedrooms: $1,210, 3-bedrooms: $1,660, 4-bedrooms: $2,010. The most common rental property sizes in Jacksonville, NC are 2-bedroom and 3-bedroom, accounting for 39.5% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,550 |
| Studio Rent | $1,100 | $1,280 |
| 1 Bed Rent | $1,200 | $993 |
| 2 Bed Rent | $1,200 | $1,210 |
| 3 Bed Rent | $1,680 | $1,660 |
| 4 Bed Rent | $2,000 | $2,010 |
% of Rental Stock
Property Listings — Jacksonville, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Jacksonville, NC is 70. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $335,000 | 3.0% |
Listing Count | 400 | 8.0% |
| Listings as % of Homes | 1.4% | 8.0% |
Days on Market | 70 | 16.0% |
Demographics — Jacksonville, NC
As of the latest ACS Survey released in 2023, Jacksonville, NC has a population of 48,100, which has increased by 3.8% over the past 5 years. Jacksonville, NC is a moderately popular place for families, as children make up 24.3% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 48,100 | 3.8% |
% Under 18 | 24.3% | -8.3% |
% Seniors | 11.5% | 21.1% |
% WFH | 8.1% | 252.2% |
% w/ College Degree | 25.0% | 25.0% |
As of the latest ACS Survey released in 2023, Jacksonville, NC is a predominantly white area, with 56.5% of the population identifying as white. The white population has grown by 4.8% in the last 5 years. The second most common race or ethnicity in Jacksonville, NC is black, making up 18.9% of the population. Foreign-born residents account for 5.4% of the population in Jacksonville, NC, and this percentage has increased by 3.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 56.5% | 4.8% |
% Black | 18.9% | -15.2% |
% Hispanic | 16.4% | 10.1% |
% Asian | 2.2% | -33.3% |
% Foreign Born | 5.4% | 3.8% |
Mortgage and Risk — Jacksonville, NC
According to HUD data as of 2023, there were 1381 mortgage originations in Jacksonville, NC, of which 28.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 65.0% above 90% LTV (very high). This implies large mortgage risk in Jacksonville, NC. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,381 |
% Conventional Loans | 28.0% |
% Government Loans | 72.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Jacksonville, NC
As of 2024, the percent of homes in Jacksonville, NC under the Section 8 program is 7.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Jacksonville, NC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 675 |
Total Units Section 8 | 675 |
% Rentals under Section 8 | 7.7% |
% Occupied Section 8 | 77.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$270 | $1,200 | $930 |
| 2 Bedroom | -$50 | $1,200 | $1,150 |
| 3 Bedroom | -$60 | $1,680 | $1,620 |
| 4 Bedroom | -$50 | $2,000 | $1,950 |
Affordability — Jacksonville, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $258,000 |
| Median Household Income | $60,600 |