Harmony, NC 28634 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Harmony, NC—28634

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$291,000

5.7% YoY Growth

Household Income

$70,400

51.5% YoY Growth

Days on Market

209

342.0% Longer YoY

Home Price Forecast

0.9%

Median Rent

$1,890

18.9% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$1,890

25.2% YoY Growth

Home Price Trends — Harmony, NC

As of May '26, the median home price in Harmony, NC is $291,000, with a year-over-year change of 5.7%. This indicates that home prices in Harmony, NC are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$291,000	5.7%
Single Family	$291,000	6.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Harmony, NC

As of July '25, Rentcast reports the average rent in Harmony, NC is $1,890, with a year-over-year rent change of 18.9%. Per bedroom, the median rent as of July '25 in Harmony, NC is 3-bedrooms: $1,890. The most common rental property sizes in Harmony, NC are 2-bedroom and 3-bedroom, accounting for 56.8% and 32.7% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,890	$1,890
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$1,890	$1,890
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

0.9%

2 Bedrooms

56.8%

3 Bedrooms

32.7%

4 Bedrooms

9.7%

Property Listings — Harmony, NC

As of May '26, Realtor.com reports that the median days on market for a home in Harmony, NC is 209. This is a increase of 342.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 147.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$315,000	-4.0%
Listing Count	19	50.0%
Listings as % of Homes	0.6%	50.0%
Days on Market	209	342.0%

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Demographics — Harmony, NC

As of the latest ACS Survey released in 2023, Harmony, NC has a population of 5,060, which has decreased by -3.3% over the past 5 years. Harmony, NC is a moderately popular place for families, as children make up 20.4% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	5,060	-3.3%
% Under 18	20.4%	-16.7%
% Seniors	16.3%	-3.6%
% WFH	9.6%	255.6%
% w/ College Degree	15.7%	49.5%

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As of the latest ACS Survey released in 2023, Harmony, NC is a predominantly white area, with 85.2% of the population identifying as white. The white population has grown by 11.1% in the last 5 years. The second most common race or ethnicity in Harmony, NC is black, making up 8.1% of the population. Foreign-born residents account for 2.4% of the population in Harmony, NC, and this percentage has decreased by 64.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	85.2%	11.1%
% Black	8.1%	-11.0%
% Hispanic	4.6%	-59.3%
% Asian	0.9%	200.0%
% Foreign Born	2.4%	-64.2%

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Mortgage and Risk — Harmony, NC

According to HUD data as of 2023, there were 122 mortgage originations in Harmony, NC, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Harmony, NC. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	122
% Conventional Loans	75.0%
% Government Loans	25.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	7.0%

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Rentals and Section 8 — Harmony, NC

Harmony, NC lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	5
Total Units Section 8	5
% Rentals under Section 8	1.4%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$970
2 Bedroom	N/A	N/A	$1,090
3 Bedroom	-$400	$1,890	$1,490
4 Bedroom	N/A	N/A	$1,850

Harmony, NC—28634

Key Metrics at a Glance

Home Price Trends — Harmony, NC

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harmony, NC

% of Rental Stock

Property Listings — Harmony, NC

Demographics — Harmony, NC

Race and Ethnicity

Mortgage and Risk — Harmony, NC

Mortgages

Rentals and Section 8 — Harmony, NC

Section 8 Market Size

Section 8 Opportunity

Affordability — Harmony, NC

Home Price to Income Ratio

Harmony, NC — ZIP Code Boundary Map

Nearby ZIP Codes

Olin, NC

Hamptonville, NC

Statesville, NC

Yadkinville, NC

Mocksville, NC

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.6
Median Home Price	$291,000
Median Household Income	$70,400

Harmony, NC—28634

Key Metrics at a Glance

Home Price Trends — Harmony, NC

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harmony, NC

% of Rental Stock

Property Listings — Harmony, NC

Demographics — Harmony, NC

Race and Ethnicity

Mortgage and Risk — Harmony, NC

Mortgages

Rentals and Section 8 — Harmony, NC

Section 8 Market Size

Section 8 Opportunity

Affordability — Harmony, NC

Home Price to Income Ratio

Harmony, NC — ZIP Code Boundary Map

Nearby ZIP Codes

Olin, NC

Hamptonville, NC

Statesville, NC

Yadkinville, NC

Mocksville, NC

Frequently Asked Questions

What is the average home price in Harmony, NC 28634?

How have home prices in Harmony, NC 28634 changed over the past year?

What is the home price projection for Harmony, NC 28634?

What are the demographics of Harmony, NC 28634?

How long does it take homes to sell in Harmony, NC 28634?

What is the average rent price in Harmony, NC 28634?