North Charleston, SC29420

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$333,000
0.8% YoY Growth
Median Household Income
$69,000
6.9% 5-Year Growth
Days on Market
51
12.0% Shorter than last year
Home Price Forecast
1.5%
Median Rent
$1,700
18.4% YoY Growth
1-Bed Rent
$1,570
101.0% YoY Growth
2-Bed Rent
$1,800
21.9% YoY Growth
3-Bed Rent
$2,040
4.6% YoY Growth

Other Zip Codes in North Charleston, SC

Property Listings — North Charleston, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in North Charleston, SC is 51. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$349,0000.0%
Listing Count
11619.0%
Listings as % of Homes0.6%19.0%
Days on Market
51-12.0%
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Demographics — North Charleston, SC

As of the latest ACS Survey released in 2023, North Charleston, SC has a population of 23,300, which has increased by 3.1% over the past 5 years. North Charleston, SC is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 30.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,3003.1%
% Under 18
23.2%1.3%
% Seniors
11.6%9.4%
% WFH
9.6%60.0%
% w/ College Degree
30.8%-2.2%
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As of the latest ACS Survey released in 2023, North Charleston, SC is a predominantly white area, with 41.4% of the population identifying as white. The white population has shrunk by 16.2% in the last 5 years. The second most common race or ethnicity in North Charleston, SC is black, making up 39.7% of the population. Foreign-born residents account for 10.1% of the population in North Charleston, SC, and this percentage has increased by 26.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
41.4%-16.2%
% Black
39.7%10.9%
% Hispanic
11.3%59.2%
% Asian
4.8%4.3%
% Foreign Born
10.1%26.2%
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Mortgage and Risk — North Charleston, SC

According to HUD data as of 2023, there were 581 mortgage originations in North Charleston, SC, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in North Charleston, SC. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
581
% Conventional Loans
62.0%
% Government Loans
38.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — North Charleston, SC

As of 2024, the percent of homes in North Charleston, SC under the Section 8 program is 12.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In North Charleston, SC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
422
Total Units Section 8
413
% Rentals under Section 8
12.3%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$1,570$1,650
2 Bedroom$30$1,800$1,830
3 Bedroom$230$2,040$2,270
4 Bedroom$170$2,500$2,670

Affordability — North Charleston, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.6
Median Home Price$333,000
Median Household Income$69,000

North Charleston, SC — ZIP Code Boundary Map

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Frequently Asked Questions