Rock Hill, SC—29732
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rock Hill, SC
Home Price Trends — Rock Hill, SC
As of Oct '25, the median home price in Rock Hill, SC is $352,000, with a year-over-year change of -1.3%. This indicates that home prices in Rock Hill, SC are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $352,000 | -1.3% |
| Single Family | $356,000 | -1.7% |
| Condos | $234,000 | -1.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | -2.3% |
3 Bed | $331,000 | -1.2% |
4 Bed | $466,000 | -0.9% |
| 5 Bed | $566,000 | -0.4% |
% of Housing Stock
Rental Trends — Rock Hill, SC
As of July '25, Rentcast reports the average rent in Rock Hill, SC is $1,620, with a year-over-year rent change of -8.0%. Per bedroom, the median rent as of July '25 in Rock Hill, SC is studios: $1,080, 1-bedrooms: $1,140, 2-bedrooms: $1,380, 3-bedrooms: $1,990, 4-bedrooms: $2,850. The most common rental property sizes in Rock Hill, SC are 2-bedroom and 3-bedroom, accounting for 48.4% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,470 | $1,620 |
| Studio Rent | $1,080 | $1,080 |
| 1 Bed Rent | $1,130 | $1,140 |
| 2 Bed Rent | $1,350 | $1,380 |
| 3 Bed Rent | $2,000 | $1,990 |
| 4 Bed Rent | $2,770 | $2,850 |
% of Rental Stock
Property Listings — Rock Hill, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Rock Hill, SC is 58. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $418,000 | 6.0% |
Listing Count | 319 | 33.0% |
| Listings as % of Homes | 0.7% | 33.0% |
Days on Market | 58 | 30.0% |
Demographics — Rock Hill, SC
As of the latest ACS Survey released in 2023, Rock Hill, SC has a population of 57,600, which has decreased by -1.7% over the past 5 years. Rock Hill, SC is a moderately popular place for families, as children make up 22.0% of the population. The area has a moderately educated workforce, with 39.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 57,600 | -1.7% |
% Under 18 | 22.0% | -2.2% |
% Seniors | 18.2% | 12.3% |
% WFH | 10.6% | 202.9% |
% w/ College Degree | 39.9% | 15.0% |
As of the latest ACS Survey released in 2023, Rock Hill, SC is a predominantly white area, with 65.9% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Rock Hill, SC is black, making up 21.8% of the population. Foreign-born residents account for 5.4% of the population in Rock Hill, SC, and this percentage has increased by 14.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.9% | -4.4% |
% Black | 21.8% | 4.3% |
% Hispanic | 6.8% | 13.3% |
% Asian | 1.7% | -5.6% |
% Foreign Born | 5.4% | 14.9% |
Mortgage and Risk — Rock Hill, SC
According to HUD data as of 2023, there were 1450 mortgage originations in Rock Hill, SC, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Rock Hill, SC. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,450 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Rock Hill, SC
As of 2024, the percent of homes in Rock Hill, SC under the Section 8 program is 3.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Rock Hill, SC, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 363 |
Total Units Section 8 | 198 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | 89.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $350 | $1,130 | $1,480 |
| 2 Bedroom | $290 | $1,350 | $1,640 |
| 3 Bedroom | $20 | $2,000 | $2,020 |
| 4 Bedroom | -$210 | $2,770 | $2,560 |
Affordability — Rock Hill, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $352,000 |
| Median Household Income | $79,900 |