Aiken, SC29801

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$204,000
2.0% YoY Growth
Median Household Income
$55,000
32.0% 5-Year Growth
Days on Market
64
5.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,600
0.6% YoY Growth
1-Bed Rent
$1,400
3.3% YoY Growth
2-Bed Rent
$1,100
18.2% YoY Growth
3-Bed Rent
$1,700
16.6% YoY Growth

Other Zip Codes in Aiken, SC

Property Listings — Aiken, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in Aiken, SC is 64. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$300,0006.0%
Listing Count
231-6.0%
Listings as % of Homes1.2%-6.0%
Days on Market
645.0%
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Demographics — Aiken, SC

As of the latest ACS Survey released in 2023, Aiken, SC has a population of 30,100, which has increased by 6.3% over the past 5 years. Aiken, SC is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
30,1006.3%
% Under 18
20.5%-0.5%
% Seniors
21.7%21.9%
% WFH
7.9%146.9%
% w/ College Degree
27.8%26.9%
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As of the latest ACS Survey released in 2023, Aiken, SC is a predominantly white area, with 49.5% of the population identifying as white. The white population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in Aiken, SC is black, making up 43.3% of the population. Foreign-born residents account for 3.1% of the population in Aiken, SC, and this percentage has decreased by 31.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
49.5%3.8%
% Black
43.3%-4.8%
% Hispanic
5.2%23.8%
% Asian
1.1%-15.4%
% Foreign Born
3.1%-31.1%
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Mortgage and Risk — Aiken, SC

According to HUD data as of 2023, there were 499 mortgage originations in Aiken, SC, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Aiken, SC. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
499
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
3.0%
% Second Loans
3.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Aiken, SC

As of 2024, the percent of homes in Aiken, SC under the Section 8 program is 18.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Aiken, SC, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
901
Total Units Section 8
736
% Rentals under Section 8
18.3%
% Occupied Section 8
81.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$360$1,400$1,040
2 Bedroom$80$1,100$1,180
3 Bedroom-$150$1,700$1,550
4 Bedroom-$300$2,200$1,900

Affordability — Aiken, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$204,000
Median Household Income$55,000

Aiken, SC — ZIP Code Boundary Map

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Frequently Asked Questions