Cartersville, GA30120

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$325,000
0.9% YoY Growth
Median Household Income
$83,900
44.0% 5-Year Growth
Days on Market
51
18.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,900
2.6% YoY Growth
1-Bed Rent
$1,300
32.4% YoY Growth
2-Bed Rent
$1,620
6.3% YoY Growth
3-Bed Rent
$1,850
1.1% YoY Growth

Other Zip Codes in Cartersville, GA

Property Listings — Cartersville, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Cartersville, GA is 51. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$382,000-3.0%
Listing Count
28014.0%
Listings as % of Homes0.9%14.0%
Days on Market
5118.0%
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Demographics — Cartersville, GA

As of the latest ACS Survey released in 2023, Cartersville, GA has a population of 43,300, which has increased by 5.0% over the past 5 years. Cartersville, GA is a popular place for families, as children make up 25.5% of the population. The area has a poorly educated workforce, with 24.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,3005.0%
% Under 18
25.5%0.0%
% Seniors
13.7%2.2%
% WFH
9.7%64.4%
% w/ College Degree
24.7%9.8%
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As of the latest ACS Survey released in 2023, Cartersville, GA is a predominantly white area, with 70.2% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Cartersville, GA is black, making up 13.1% of the population. Foreign-born residents account for 5.0% of the population in Cartersville, GA, and this percentage has decreased by 15.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.2%-4.9%
% Black
13.1%-1.5%
% Hispanic
11.9%20.2%
% Asian
1.1%175.0%
% Foreign Born
5.0%-15.3%
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Mortgage and Risk — Cartersville, GA

According to HUD data as of 2023, there were 1187 mortgage originations in Cartersville, GA, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Cartersville, GA. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,187
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Cartersville, GA

As of 2024, the percent of homes in Cartersville, GA under the Section 8 program is 13.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cartersville, GA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
427
Total Units Section 8
419
% Rentals under Section 8
13.1%
% Occupied Section 8
87.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$1,300$1,250
2 Bedroom-$240$1,620$1,380
3 Bedroom-$190$1,850$1,660
4 Bedroom-$110$2,110$2,000

Affordability — Cartersville, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$325,000
Median Household Income$83,900

Cartersville, GA — ZIP Code Boundary Map

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Frequently Asked Questions